Georgia · HMDA 2025
Mortgage lenders in Harris County, GA
192 lenders reported 2,025 home-loan applications in Harris County in 2025. 996 closed as loans ($316.0M), 301 were denied — a 21.9% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Synovus Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,025
- Loans originated
- 996
- Purchase / refinance
- 458 / 344
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Harris County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Synovus Bank | 137 | 6.8% | — |
| 2 | Rocket Mortgage, LLC | 125 | 6.2% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 92 | 4.5% | — |
| 4 | CANOPY MORTGAGE, LLC | 81 | 4.0% | — |
| 5 | FREEDOM MORTGAGE CORPORATION | 70 | 3.5% | — |
| 6 | Mortgage Research Center, LLC | 66 | 3.3% | — |
| 7 | CMG MORTGAGE, INC. | 63 | 3.1% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 63 | 3.1% | 32.9% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 62 | 3.1% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 2.5% | — |
| 11 | NEWREZ LLC | 49 | 2.4% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 47 | 2.3% | 40.8% |
| 13 | Broker Solutions, Inc. | 45 | 2.2% | — |
| 14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 40 | 2.0% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 34 | 1.7% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 31 | 1.5% | 14.1% |
| 17 | Loandepot.Com, LLC | 31 | 1.5% | — |
| 18 | Trustmark National Bank 62 out of 100, Moderate | 29 | 1.4% | 14.7% |
| 19 | AmeriSave Mortgage Corporation | 28 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 28 | 1.4% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 27 | 1.3% | — |
| 22 | FirstBank 59 out of 100, Moderate | 27 | 1.3% | 42.8% |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 1.3% | — |
| 24 | Fairway Independent Mortgage Corporation | 24 | 1.2% | — |
| 25 | 21st Mortgage Corporation | 23 | 1.1% | — |
| 26 | GUILD MORTGAGE COMPANY | 23 | 1.1% | — |
| 27 | FIGURE LENDING LLC | 23 | 1.1% | — |
| 28 | NEW DAY FINANCIAL, LLC | 23 | 1.1% | — |
| 29 | Regions Bank 64 out of 100, Moderate | 22 | 1.1% | 43.1% |
| 30 | Bank of America, National Association 59 out of 100, Moderate | 22 | 1.1% | 44.7% |
| 31 | SPRING EQ, LLC | 21 | 1.0% | — |
| 32 | First Peoples Bank 77 out of 100, Strong | 21 | 1.0% | 7.8% |
| 33 | VILLAGE CAPITAL & INVESTMENT LLC | 21 | 1.0% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 20 | 1.0% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 19 | 0.9% | 3.0% |
| 36 | KINETIC FEDERAL CREDIT UNION 66 out of 100, Moderate | 17 | 0.8% | 35.5% |
| 37 | INTERLINC MORTGAGE SERVICES, LLC | 17 | 0.8% | — |
| 38 | GUARANTEED RATE, INC. | 16 | 0.8% | — |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 16 | 0.8% | 37.2% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 0.6% | 22.2% |
Top 40 of 192 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps