Georgia · HMDA 2025
Mortgage lenders in Hart County, GA
182 lenders reported 1,209 home-loan applications in Hart County in 2025. 576 closed as loans ($157.3M), 213 were denied — a 25.9% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 18% of applications, led by PINNACLE BANK. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,209
- Loans originated
- 576
- Purchase / refinance
- 309 / 180
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hart County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PINNACLE BANK | 86 | 7.1% | — |
| 2 | Rocket Mortgage, LLC | 74 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 53 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 42 | 3.5% | — |
| 5 | 21st Mortgage Corporation | 41 | 3.4% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 41 | 3.4% | — |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 40 | 3.3% | 22.5% |
| 8 | NEWREZ LLC | 32 | 2.6% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 2.1% | — |
| 10 | Fairway Independent Mortgage Corporation | 24 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 24 | 2.0% | — |
| 12 | Magnolia Bank, Incorporated 49 out of 100, Below average | 24 | 2.0% | 10.3% |
| 13 | FREEDOM MORTGAGE CORPORATION | 23 | 1.9% | — |
| 14 | City National Bank of Florida 64 out of 100, Moderate | 23 | 1.9% | 10.7% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 22 | 1.8% | — |
| 16 | GUARANTEED RATE, INC. | 18 | 1.5% | — |
| 17 | PLANET HOME LENDING, LLC | 18 | 1.5% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.4% | 14.1% |
| 19 | Synovus Bank | 17 | 1.4% | — |
| 20 | Loan Funder LLC | 16 | 1.3% | — |
| 21 | Truist Bank 63 out of 100, Moderate | 14 | 1.2% | 40.8% |
| 22 | AmeriSave Mortgage Corporation | 14 | 1.2% | — |
| 23 | GENEVA FINANCIAL, LLC | 14 | 1.2% | — |
| 24 | SouthState Bank, National Association 68 out of 100, Moderate | 14 | 1.2% | 23.3% |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 1.1% | 32.5% |
| 26 | Regions Bank 64 out of 100, Moderate | 12 | 1.0% | 43.1% |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 12 | 1.0% | 44.7% |
| 28 | NATIONSTAR MORTGAGE LLC | 12 | 1.0% | — |
| 29 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 1.0% | — |
| 30 | Ameris Bank 67 out of 100, Moderate | 12 | 1.0% | 10.5% |
| 31 | Broker Solutions, Inc. | 11 | 0.9% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.9% | — |
| 33 | PHH Mortgage Corporation | 11 | 0.9% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.8% | 39.5% |
| 36 | EVERETT FINANCIAL, INC. | 10 | 0.8% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.7% | — |
| 38 | United Community Bank 67 out of 100, Moderate | 9 | 0.7% | 25.4% |
| 39 | Loandepot.Com, LLC | 8 | 0.7% | — |
| 40 | ACOPIA, LLC | 8 | 0.7% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps