Georgia · HMDA 2025
Mortgage lenders in Jackson County, GA
319 lenders reported 6,326 home-loan applications in Jackson County in 2025. 3,118 closed as loans ($996.3M), 776 were denied — a 19.2% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,326
- Loans originated
- 3,118
- Purchase / refinance
- 1,853 / 812
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 401 | 6.3% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 323 | 5.1% | — |
| 3 | Rocket Mortgage, LLC | 296 | 4.7% | — |
| 4 | NEWREZ LLC | 195 | 3.1% | — |
| 5 | Loandepot.Com, LLC | 164 | 2.6% | — |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 158 | 2.5% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 156 | 2.5% | 43.1% |
| 8 | Fairway Independent Mortgage Corporation | 146 | 2.3% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 137 | 2.2% | 14.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 135 | 2.1% | — |
| 11 | VICTORY MORTGAGE, L.L.C. | 128 | 2.0% | — |
| 12 | PLANET HOME LENDING, LLC | 115 | 1.8% | — |
| 13 | Broker Solutions, Inc. | 114 | 1.8% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 110 | 1.7% | 40.8% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 106 | 1.7% | — |
| 16 | VANDERBILT MORTGAGE AND FINANCE, INC. | 104 | 1.6% | — |
| 17 | Ameris Bank 67 out of 100, Moderate | 104 | 1.6% | 10.5% |
| 18 | NATIONSTAR MORTGAGE LLC | 102 | 1.6% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 97 | 1.5% | 32.9% |
| 20 | United Community Bank 67 out of 100, Moderate | 94 | 1.5% | 25.4% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 83 | 1.3% | 44.7% |
| 22 | Mortgage Research Center, LLC | 80 | 1.3% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 78 | 1.2% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 65 | 1.0% | — |
| 25 | DHI MORTGAGE COMPANY, LTD. | 64 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 64 | 1.0% | — |
| 27 | EVERETT FINANCIAL, INC. | 58 | 0.9% | — |
| 28 | GUILD MORTGAGE COMPANY | 52 | 0.8% | — |
| 29 | ACOPIA, LLC | 48 | 0.8% | — |
| 30 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 48 | 0.8% | — |
| 31 | SouthState Bank, National Association 68 out of 100, Moderate | 48 | 0.8% | 23.3% |
| 32 | LENNAR MORTGAGE, LLC | 47 | 0.7% | — |
| 33 | SPRING EQ, LLC | 47 | 0.7% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 45 | 0.7% | 32.5% |
| 35 | 21st Mortgage Corporation | 44 | 0.7% | — |
| 36 | GUARANTEED RATE, INC. | 44 | 0.7% | — |
| 37 | AMERICAN PACIFIC MORTGAGE CORPORATION | 44 | 0.7% | — |
| 38 | Discover Bank | 39 | 0.6% | — |
| 39 | GEORGIA'S OWN | 39 | 0.6% | — |
| 40 | Bank OZK 76 out of 100, Strong | 39 | 0.6% | 37.8% |
Top 40 of 319 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps