Georgia · HMDA 2025
Mortgage lenders in Laurens County, GA
183 lenders reported 1,711 home-loan applications in Laurens County in 2025. 734 closed as loans ($151.6M), 380 were denied — a 32.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 19% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,711
- Loans originated
- 734
- Purchase / refinance
- 414 / 236
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Laurens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 133 | 7.8% | — |
| 2 | Rocket Mortgage, LLC | 104 | 6.1% | — |
| 3 | 21st Mortgage Corporation | 96 | 5.6% | — |
| 4 | ROBINS FINANCIAL | 81 | 4.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 58 | 3.4% | — |
| 6 | Bank of Dudley 69 out of 100, Moderate | 54 | 3.2% | 0.9% |
| 7 | Morris Bank | 53 | 3.1% | — |
| 8 | PLANET HOME LENDING, LLC | 53 | 3.1% | — |
| 9 | Mortgage Research Center, LLC | 51 | 3.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 49 | 2.9% | — |
| 11 | GEORGIA UNITED | 41 | 2.4% | — |
| 12 | NEWREZ LLC | 37 | 2.2% | — |
| 13 | INSPIRE HOME LOANS INC. | 36 | 2.1% | — |
| 14 | FIRST COLONY MORTGAGE CORPORATION | 34 | 2.0% | — |
| 15 | Ameris Bank 67 out of 100, Moderate | 34 | 2.0% | 10.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 30 | 1.8% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.6% | 14.1% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 27 | 1.6% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 26 | 1.5% | — |
| 20 | NEW DAY FINANCIAL, LLC | 26 | 1.5% | — |
| 21 | COLONY BANK 64 out of 100, Moderate | 25 | 1.5% | 4.8% |
| 22 | Loandepot.Com, LLC | 22 | 1.3% | — |
| 23 | Broker Solutions, Inc. | 22 | 1.3% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 21 | 1.2% | — |
| 25 | UNION HOME MORTGAGE CORP. | 21 | 1.2% | — |
| 26 | Alcova Mortgage LLC | 20 | 1.2% | — |
| 27 | PLAZA HOME MORTGAGE, INC. | 18 | 1.1% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 1.0% | 32.9% |
| 29 | BankSouth 68 out of 100, Moderate | 17 | 1.0% | 3.3% |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 16 | 0.9% | — |
| 31 | FirstBank 59 out of 100, Moderate | 15 | 0.9% | 42.8% |
| 32 | GUILD MORTGAGE COMPANY | 14 | 0.8% | — |
| 33 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.8% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.8% | — |
| 35 | AmeriSave Mortgage Corporation | 12 | 0.7% | — |
| 36 | Emporium TPO LLC | 12 | 0.7% | — |
| 37 | KIND LENDING, LLC | 11 | 0.6% | — |
| 38 | Capital City Bank 72 out of 100, Strong | 10 | 0.6% | 32.0% |
| 39 | Renasant Bank 64 out of 100, Moderate | 10 | 0.6% | 11.6% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 0.5% | 22.2% |
Top 40 of 183 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps