Georgia · HMDA 2025
Mortgage lenders in Lumpkin County, GA
222 lenders reported 1,842 home-loan applications in Lumpkin County in 2025. 935 closed as loans ($299.2M), 301 were denied — a 23.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,842
- Loans originated
- 935
- Purchase / refinance
- 433 / 314
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lumpkin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 131 | 7.1% | — |
| 2 | United Community Bank 67 out of 100, Moderate | 120 | 6.5% | 25.4% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 103 | 5.6% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 74 | 4.0% | 40.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 68 | 3.7% | — |
| 6 | Fairway Independent Mortgage Corporation | 47 | 2.6% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 2.4% | 14.1% |
| 8 | NEWREZ LLC | 42 | 2.3% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 41 | 2.2% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 40 | 2.2% | — |
| 11 | 21st Mortgage Corporation | 38 | 2.1% | — |
| 12 | Ameris Bank 67 out of 100, Moderate | 36 | 2.0% | 10.5% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 1.7% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 31 | 1.7% | 43.1% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 28 | 1.5% | 32.9% |
| 16 | FIGURE LENDING LLC | 28 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 26 | 1.4% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 24 | 1.3% | — |
| 19 | SPRING EQ, LLC | 24 | 1.3% | — |
| 20 | Bank OZK 76 out of 100, Strong | 24 | 1.3% | 37.8% |
| 21 | Mortgage Research Center, LLC | 23 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 22 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 19 | 1.0% | — |
| 24 | PINNACLE BANK | 18 | 1.0% | — |
| 25 | PREMIER MORTGAGE RESOURCES, L.L.C. | 18 | 1.0% | — |
| 26 | GUILD MORTGAGE COMPANY | 17 | 0.9% | — |
| 27 | GEORGIA'S OWN | 16 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 15 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 15 | 0.8% | — |
| 30 | GUARANTEED RATE, INC. | 14 | 0.8% | — |
| 31 | NEW DAY FINANCIAL, LLC | 14 | 0.8% | — |
| 32 | LOWER, LLC | 13 | 0.7% | — |
| 33 | First Horizon Bank 64 out of 100, Moderate | 13 | 0.7% | 25.4% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 12 | 0.7% | 44.7% |
| 35 | THE LOAN STORE, INC. | 12 | 0.7% | — |
| 36 | SENTE MORTGAGE, INC. | 11 | 0.6% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.6% | — |
| 38 | GEORGIA UNITED | 11 | 0.6% | — |
| 39 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 11 | 0.6% | 33.7% |
| 40 | USAA Federal Savings Bank 64 out of 100, Moderate | 11 | 0.6% | 37.2% |
Top 40 of 222 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps