Georgia · HMDA 2025
Mortgage lenders in Macon County, GA
74 lenders reported 224 home-loan applications in Macon County in 2025. 89 closed as loans ($12.4M), 65 were denied — a 39.9% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 29% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 224
- Loans originated
- 89
- Purchase / refinance
- 41 / 28
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Macon County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 38 | 17.0% | — |
| 2 | ROBINS FINANCIAL | 17 | 7.6% | — |
| 3 | Rocket Mortgage, LLC | 10 | 4.5% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 4.0% | 33.8% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 3.6% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 6 | 2.7% | 40.8% |
| 7 | Broker Solutions, Inc. | 6 | 2.7% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 2.2% | 14.1% |
| 9 | SOUTHWEST STAGE FUNDING, LLC | 5 | 2.2% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.8% | — |
| 11 | Mortgage Research Center, LLC | 4 | 1.8% | — |
| 12 | The Peoples Bank of Georgia 71 out of 100, Strong | 4 | 1.8% | 10.2% |
| 13 | AMERICAN FINANCING CORPORATION | 4 | 1.8% | — |
| 14 | Georgia Community Bank 78 out of 100, Strong | 4 | 1.8% | 1.3% |
| 15 | Ameris Bank 67 out of 100, Moderate | 4 | 1.8% | 10.5% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.3% | — |
| 17 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.3% | — |
| 18 | AmeriSave Mortgage Corporation | 3 | 1.3% | — |
| 19 | GUILD MORTGAGE COMPANY | 3 | 1.3% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.3% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 3 | 1.3% | 44.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.3% | — |
| 23 | PLANET HOME LENDING, LLC | 3 | 1.3% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 3 | 1.3% | — |
| 25 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 1.3% | — |
| 26 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 3 | 1.3% | — |
| 27 | NEW DAY FINANCIAL, LLC | 3 | 1.3% | — |
| 28 | Cadence Bank | 3 | 1.3% | — |
| 29 | NEWREZ LLC | 2 | 0.9% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.9% | 22.2% |
| 31 | Loandepot.Com, LLC | 2 | 0.9% | — |
| 32 | COLONY BANK 64 out of 100, Moderate | 2 | 0.9% | 4.8% |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.9% | — |
| 34 | FirstBank 59 out of 100, Moderate | 2 | 0.9% | 42.8% |
| 35 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.9% | 74.7% |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.9% | — |
| 37 | Talbot State Bank 30 out of 100, Low | 2 | 0.9% | 8.4% |
| 38 | AgGeorgia Farm Credit, ACA | 2 | 0.9% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 2 | 0.9% | 3.0% |
| 40 | CMG MORTGAGE, INC. | 1 | 0.4% | — |
Top 40 of 74 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps