Georgia · HMDA 2025
Mortgage lenders in McDuffie County, GA
135 lenders reported 776 home-loan applications in McDuffie County in 2025. 369 closed as loans ($80.3M), 150 were denied — a 27.6% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Regions Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 776
- Loans originated
- 369
- Purchase / refinance
- 212 / 103
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McDuffie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 44 | 5.7% | 43.1% |
| 2 | GUILD MORTGAGE COMPANY | 44 | 5.7% | — |
| 3 | Rocket Mortgage, LLC | 42 | 5.4% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 39 | 5.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.6% | — |
| 7 | SRP Federal Credit Union 81 out of 100, Strong | 26 | 3.4% | 16.6% |
| 8 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 24 | 3.1% | 7.8% |
| 9 | NEWREZ LLC | 22 | 2.8% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 2.8% | — |
| 11 | Broker Solutions, Inc. | 21 | 2.7% | — |
| 12 | Mortgage Research Center, LLC | 18 | 2.3% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 2.2% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 17 | 2.2% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 16 | 2.1% | 40.8% |
| 16 | PINNACLE BANK | 16 | 2.1% | — |
| 17 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 16 | 2.1% | 22.5% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 1.9% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 1.8% | 32.9% |
| 20 | Cadence Bank | 13 | 1.7% | — |
| 21 | FBC MORTGAGE, LLC | 12 | 1.5% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 1.2% | — |
| 23 | 21st Mortgage Corporation | 8 | 1.0% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 25 | AmeriSave Mortgage Corporation | 8 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 27 | SouthState Bank, National Association 68 out of 100, Moderate | 8 | 1.0% | 23.3% |
| 28 | First State Bank 77 out of 100, Strong | 7 | 0.9% | 0.6% |
| 29 | AMERICAN FINANCIAL RESOURCES, INC. | 7 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 7 | 0.9% | — |
| 31 | Farmers State Bank 97 out of 100, Very strong | 7 | 0.9% | 2.2% |
| 32 | Ameris Bank 67 out of 100, Moderate | 7 | 0.9% | 10.5% |
| 33 | MOVEMENT MORTGAGE, LLC | 6 | 0.8% | — |
| 34 | Loandepot.Com, LLC | 6 | 0.8% | — |
| 35 | COLONY BANK 64 out of 100, Moderate | 6 | 0.8% | 4.8% |
| 36 | F&M Bank | 5 | 0.6% | — |
| 37 | FIRST CHOICE MORTGAGE, INC. | 5 | 0.6% | — |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.5% | 32.5% |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.5% | 22.2% |
| 40 | Discover Bank | 4 | 0.5% | — |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps