Georgia · HMDA 2025
Mortgage lenders in Seminole County, GA
76 lenders reported 276 home-loan applications in Seminole County in 2025. 152 closed as loans ($21.7M), 49 were denied — a 23.2% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 26% of applications, led by First Port City Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 276
- Loans originated
- 152
- Purchase / refinance
- 71 / 70
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Seminole County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Port City Bank | 26 | 9.4% | — |
| 2 | 21st Mortgage Corporation | 24 | 8.7% | — |
| 3 | Rocket Mortgage, LLC | 21 | 7.6% | — |
| 4 | First State Bank of Blakely | 21 | 7.6% | — |
| 5 | Georgia Community Bank 78 out of 100, Strong | 15 | 5.4% | 1.3% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 4.3% | — |
| 7 | Mortgage Research Center, LLC | 9 | 3.3% | — |
| 8 | PLANET HOME LENDING, LLC | 9 | 3.3% | — |
| 9 | Five Star Credit Union 72 out of 100, Strong | 9 | 3.3% | 27.7% |
| 10 | AmeriSave Mortgage Corporation | 7 | 2.5% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 6 | 2.2% | — |
| 12 | TOWNE MORTGAGE COMPANY | 6 | 2.2% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 1.8% | — |
| 14 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 1.8% | — |
| 15 | FirstBank 59 out of 100, Moderate | 5 | 1.8% | 42.8% |
| 16 | PeoplesSouth Bank 69 out of 100, Moderate | 5 | 1.8% | 5.5% |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.4% | 32.9% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.4% | — |
| 20 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.1% | — |
| 22 | Bank OZK 76 out of 100, Strong | 3 | 1.1% | 37.8% |
| 23 | Capital City Home Loans, LLC | 3 | 1.1% | — |
| 24 | NEWREZ LLC | 2 | 0.7% | — |
| 25 | MOVEMENT MORTGAGE, LLC | 2 | 0.7% | — |
| 26 | Renasant Bank 64 out of 100, Moderate | 2 | 0.7% | 11.6% |
| 27 | NATIONSTAR MORTGAGE LLC | 2 | 0.7% | — |
| 28 | ALL IN FEDERAL CREDIT UNION 57 out of 100, Moderate | 2 | 0.7% | 43.3% |
| 29 | PLAZA HOME MORTGAGE, INC. | 2 | 0.7% | — |
| 30 | NEW DAY FINANCIAL, LLC | 2 | 0.7% | — |
| 31 | First Option Mortgage, LLC | 2 | 0.7% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 2 | 0.7% | 74.7% |
| 33 | City National Bank of Florida 64 out of 100, Moderate | 2 | 0.7% | 10.7% |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.7% | 37.2% |
| 35 | PHH Mortgage Corporation | 2 | 0.7% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 2 | 0.7% | 3.0% |
| 37 | Ameris Bank 67 out of 100, Moderate | 2 | 0.7% | 10.5% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 39 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 40 | Discover Bank | 1 | 0.4% | — |
Top 40 of 76 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps