Georgia · HMDA 2025
Mortgage lenders in Talbot County, GA
62 lenders reported 189 home-loan applications in Talbot County in 2025. 74 closed as loans ($15.3M), 48 were denied — a 36.9% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 24% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 189
- Loans originated
- 74
- Purchase / refinance
- 39 / 27
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Talbot County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 17 | 9.0% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 8.5% | — |
| 3 | The Peoples Bank of Georgia 71 out of 100, Strong | 12 | 6.3% | 10.2% |
| 4 | Talbot State Bank 30 out of 100, Low | 10 | 5.3% | 8.4% |
| 5 | Rocket Mortgage, LLC | 8 | 4.2% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 7 | 3.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 6 | 3.2% | — |
| 8 | AmeriSave Mortgage Corporation | 6 | 3.2% | — |
| 9 | Synovus Bank | 5 | 2.6% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 2.1% | 32.9% |
| 11 | NEWREZ LLC | 4 | 2.1% | — |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 4 | 2.1% | 44.7% |
| 13 | FirstBank 59 out of 100, Moderate | 4 | 2.1% | 42.8% |
| 14 | CMG MORTGAGE, INC. | 3 | 1.6% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.6% | 14.1% |
| 16 | Fairway Independent Mortgage Corporation | 3 | 1.6% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.6% | — |
| 18 | Broker Solutions, Inc. | 3 | 1.6% | — |
| 19 | Regions Bank 64 out of 100, Moderate | 3 | 1.6% | 43.1% |
| 20 | Mortgage Research Center, LLC | 3 | 1.6% | — |
| 21 | HomePromise Corporation | 3 | 1.6% | — |
| 22 | PLANET HOME LENDING, LLC | 3 | 1.6% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.6% | — |
| 24 | NEW DAY FINANCIAL, LLC | 3 | 1.6% | — |
| 25 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 3 | 1.6% | 74.7% |
| 26 | GUILD MORTGAGE COMPANY | 2 | 1.1% | — |
| 27 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.1% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.1% | — |
| 29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.1% | — |
| 30 | KINETIC FEDERAL CREDIT UNION 66 out of 100, Moderate | 2 | 1.1% | 35.5% |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.1% | — |
| 32 | Wolfe Financial, Inc | 2 | 1.1% | — |
| 33 | COUNTRYPLACE MORTGAGE, LTD. | 2 | 1.1% | — |
| 34 | United Bank 89 out of 100, Very strong | 2 | 1.1% | 19.2% |
| 35 | NATIONSTAR MORTGAGE LLC | 2 | 1.1% | — |
| 36 | ORNL | 2 | 1.1% | — |
| 37 | MILEND, INC. | 2 | 1.1% | — |
| 38 | Ameris Bank 67 out of 100, Moderate | 2 | 1.1% | 10.5% |
| 39 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
Top 40 of 62 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps