Georgia · HMDA 2025
Mortgage lenders in Toombs County, GA
117 lenders reported 601 home-loan applications in Toombs County in 2025. 236 closed as loans ($44.1M), 159 were denied — a 38.6% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 32% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 601
- Loans originated
- 236
- Purchase / refinance
- 132 / 85
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Toombs County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 105 | 17.5% | — |
| 2 | Rocket Mortgage, LLC | 65 | 10.8% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 20 | 3.3% | — |
| 4 | Ameris Bank 67 out of 100, Moderate | 20 | 3.3% | 10.5% |
| 5 | Truist Bank 63 out of 100, Moderate | 17 | 2.8% | 40.8% |
| 6 | PREMIER MORTGAGE RESOURCES, L.L.C. | 15 | 2.5% | — |
| 7 | Loandepot.Com, LLC | 14 | 2.3% | — |
| 8 | Mortgage Research Center, LLC | 13 | 2.2% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 2.0% | 32.9% |
| 10 | NEWREZ LLC | 12 | 2.0% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 1.8% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.8% | — |
| 13 | PLANET HOME LENDING, LLC | 10 | 1.7% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 10 | 1.7% | — |
| 15 | FirstBank 59 out of 100, Moderate | 10 | 1.7% | 42.8% |
| 16 | TOWNE MORTGAGE COMPANY | 9 | 1.5% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.3% | 14.1% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 1.3% | — |
| 19 | ATLANTA POSTAL | 8 | 1.3% | — |
| 20 | BoxCar Mortgage, LLC | 8 | 1.3% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.0% | — |
| 22 | Glennville Bank 73 out of 100, Strong | 6 | 1.0% | 9.4% |
| 23 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.0% | — |
| 24 | TAMMAC HOLDINGS CORPORATION | 6 | 1.0% | — |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 6 | 1.0% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 27 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 28 | SPRING EQ, LLC | 5 | 0.8% | — |
| 29 | NEW DAY FINANCIAL, LLC | 5 | 0.8% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.8% | — |
| 31 | PHH Mortgage Corporation | 5 | 0.8% | — |
| 32 | Broker Solutions, Inc. | 4 | 0.7% | — |
| 33 | COLONY BANK 64 out of 100, Moderate | 4 | 0.7% | 4.8% |
| 34 | The Federal Savings Bank 51 out of 100, Below average | 4 | 0.7% | 19.1% |
| 35 | NATIONSTAR MORTGAGE LLC | 4 | 0.7% | — |
| 36 | Equity Prime Mortgage LLC | 4 | 0.7% | — |
| 37 | INTERSTATE CREDIT UNION 89 out of 100, Very strong | 4 | 0.7% | 27.8% |
| 38 | GUARANTEED RATE, INC. | 3 | 0.5% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps