Georgia · HMDA 2025
Mortgage lenders in Twiggs County, GA
77 lenders reported 251 home-loan applications in Twiggs County in 2025. 78 closed as loans ($13.8M), 86 were denied — a 50.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 30% of applications, led by 21st Mortgage Corporation. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 251
- Loans originated
- 78
- Purchase / refinance
- 33 / 32
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Twiggs County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 41 | 16.3% | — |
| 2 | Rocket Mortgage, LLC | 18 | 7.2% | — |
| 3 | ROBINS FINANCIAL | 16 | 6.4% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 6.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 3.2% | — |
| 6 | Broker Solutions, Inc. | 8 | 3.2% | — |
| 7 | Mortgage Research Center, LLC | 8 | 3.2% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 7 | 2.8% | 40.8% |
| 9 | NEWREZ LLC | 6 | 2.4% | — |
| 10 | Loandepot.Com, LLC | 5 | 2.0% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.0% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 5 | 2.0% | — |
| 13 | FirstBank 59 out of 100, Moderate | 5 | 2.0% | 42.8% |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.6% | 32.9% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.6% | 14.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.6% | — |
| 17 | Fairway Independent Mortgage Corporation | 3 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 3 | 1.2% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.2% | — |
| 20 | PLANET HOME LENDING, LLC | 3 | 1.2% | — |
| 21 | Renasant Bank 64 out of 100, Moderate | 3 | 1.2% | 11.6% |
| 22 | PLAZA HOME MORTGAGE, INC. | 3 | 1.2% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.2% | — |
| 24 | GUARANTEED RATE, INC. | 2 | 0.8% | — |
| 25 | GUILD MORTGAGE COMPANY | 2 | 0.8% | — |
| 26 | Capital City Bank 72 out of 100, Strong | 2 | 0.8% | 32.0% |
| 27 | Morris Bank | 2 | 0.8% | — |
| 28 | SOUTHWEST STAGE FUNDING, LLC | 2 | 0.8% | — |
| 29 | FIRST COLONY MORTGAGE CORPORATION | 2 | 0.8% | — |
| 30 | Bank of Dudley 69 out of 100, Moderate | 2 | 0.8% | 0.9% |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 0.8% | — |
| 32 | EMM LOANS LLC | 2 | 0.8% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 2 | 0.8% | — |
| 34 | NATIONSTAR MORTGAGE LLC | 2 | 0.8% | — |
| 35 | GMFS LLC | 2 | 0.8% | — |
| 36 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | 0.8% | — |
| 37 | LOWER, LLC | 2 | 0.8% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 0.8% | — |
| 39 | Cadence Bank | 2 | 0.8% | — |
| 40 | Capital City Home Loans, LLC | 2 | 0.8% | — |
Top 40 of 77 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps