Georgia · HMDA 2025
Mortgage lenders in Ware County, GA
162 lenders reported 1,237 home-loan applications in Ware County in 2025. 544 closed as loans ($88.2M), 287 were denied — a 33.2% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,237
- Loans originated
- 544
- Purchase / refinance
- 285 / 192
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ware County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 90 | 7.3% | — |
| 2 | Rocket Mortgage, LLC | 90 | 7.3% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 86 | 7.0% | — |
| 4 | PrimeSouth Bank 66 out of 100, Moderate | 85 | 6.9% | 5.9% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 83 | 6.7% | — |
| 6 | Truist Bank 63 out of 100, Moderate | 37 | 3.0% | 40.8% |
| 7 | Mortgage Research Center, LLC | 36 | 2.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 31 | 2.5% | — |
| 9 | GEORGIA'S OWN | 30 | 2.4% | — |
| 10 | Ameris Bank 67 out of 100, Moderate | 30 | 2.4% | 10.5% |
| 11 | AmeriSave Mortgage Corporation | 24 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 24 | 1.9% | — |
| 13 | Broker Solutions, Inc. | 20 | 1.6% | — |
| 14 | Northpointe Bank 58 out of 100, Moderate | 20 | 1.6% | 10.4% |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.5% | 32.9% |
| 16 | United Community Bank 67 out of 100, Moderate | 18 | 1.5% | 25.4% |
| 17 | NEWREZ LLC | 17 | 1.4% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.2% | 14.1% |
| 19 | NEW DAY FINANCIAL, LLC | 15 | 1.2% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.1% | — |
| 21 | PLANET HOME LENDING, LLC | 13 | 1.1% | — |
| 22 | KIND LENDING, LLC | 12 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 11 | 0.9% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.9% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 11 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 27 | Equity Prime Mortgage LLC | 11 | 0.9% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.9% | — |
| 29 | GUARANTEED RATE, INC. | 10 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 10 | 0.8% | — |
| 31 | First Southern Bank | 10 | 0.8% | — |
| 32 | PLAZA HOME MORTGAGE, INC. | 10 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.7% | 44.7% |
| 34 | KEYSTONE FUNDING, INC. | 9 | 0.7% | — |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 36 | Discover Bank | 8 | 0.6% | — |
| 37 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.6% | — |
| 38 | Renasant Bank 64 out of 100, Moderate | 8 | 0.6% | 11.6% |
| 39 | Paramount Residential Mortgage Group, Inc. | 7 | 0.6% | — |
| 40 | CALCON MUTUAL MORTGAGE LLC | 7 | 0.6% | — |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps