Georgia · HMDA 2025
Mortgage lenders in Warren County, GA
56 lenders reported 150 home-loan applications in Warren County in 2025. 48 closed as loans ($7.1M), 47 were denied — a 47.5% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 28% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 150
- Loans originated
- 48
- Purchase / refinance
- 19 / 21
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 14.0% | — |
| 2 | 21st Mortgage Corporation | 11 | 7.3% | — |
| 3 | SRP Federal Credit Union 81 out of 100, Strong | 10 | 6.7% | 16.6% |
| 4 | Rocket Mortgage, LLC | 8 | 5.3% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 3.3% | 32.9% |
| 6 | Regions Bank 64 out of 100, Moderate | 5 | 3.3% | 43.1% |
| 7 | GUILD MORTGAGE COMPANY | 5 | 3.3% | — |
| 8 | Mortgage Research Center, LLC | 4 | 2.7% | — |
| 9 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 4 | 2.7% | 7.8% |
| 10 | FREEDOM MORTGAGE CORPORATION | 4 | 2.7% | — |
| 11 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 4 | 2.7% | 22.5% |
| 12 | NEWREZ LLC | 3 | 2.0% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 3 | 2.0% | — |
| 14 | AmeriSave Mortgage Corporation | 3 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 2.0% | — |
| 16 | ROYAL UNITED MORTGAGE LLC | 3 | 2.0% | — |
| 17 | PHH Mortgage Corporation | 3 | 2.0% | — |
| 18 | Loandepot.Com, LLC | 2 | 1.3% | — |
| 19 | Broker Solutions, Inc. | 2 | 1.3% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.3% | — |
| 21 | SPRING EQ, LLC | 2 | 1.3% | — |
| 22 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.3% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 2 | 1.3% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.3% | — |
| 25 | TOWNE MORTGAGE COMPANY | 2 | 1.3% | — |
| 26 | VELOCITY COMMERCIAL CAPITAL, LLC | 2 | 1.3% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.3% | — |
| 28 | SouthState Bank, National Association 68 out of 100, Moderate | 2 | 1.3% | 23.3% |
| 29 | AgFirst Farm Credit Bank | 2 | 1.3% | — |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.7% | 31.6% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 32 | Truist Bank 63 out of 100, Moderate | 1 | 0.7% | 40.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 34 | Fairway Independent Mortgage Corporation | 1 | 0.7% | — |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 36 | Discover Bank | 1 | 0.7% | — |
| 37 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.7% | 39.5% |
| 38 | PINNACLE BANK | 1 | 0.7% | — |
| 39 | Connexus Credit Union 37 out of 100, Low | 1 | 0.7% | 60.0% |
| 40 | First State Bank 77 out of 100, Strong | 1 | 0.7% | 0.6% |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps