Georgia · HMDA 2025
Mortgage lenders in White County, GA
208 lenders reported 1,668 home-loan applications in White County in 2025. 831 closed as loans ($208.4M), 267 were denied — a 23.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 24% of applications, led by United Community Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,668
- Loans originated
- 831
- Purchase / refinance
- 395 / 253
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in White County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 197 | 11.8% | 25.4% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 116 | 7.0% | — |
| 3 | Rocket Mortgage, LLC | 95 | 5.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 69 | 4.1% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 48 | 2.9% | 43.1% |
| 6 | NEWREZ LLC | 42 | 2.5% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 38 | 2.3% | — |
| 8 | 21st Mortgage Corporation | 36 | 2.2% | — |
| 9 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 35 | 2.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 2.0% | 14.1% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.8% | — |
| 12 | SENTE MORTGAGE, INC. | 28 | 1.7% | — |
| 13 | Mortgage Research Center, LLC | 23 | 1.4% | — |
| 14 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.3% | 32.9% |
| 15 | Fairway Independent Mortgage Corporation | 21 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 21 | 1.3% | — |
| 17 | AmeriSave Mortgage Corporation | 21 | 1.3% | — |
| 18 | SouthState Bank, National Association 68 out of 100, Moderate | 21 | 1.3% | 23.3% |
| 19 | GUILD MORTGAGE COMPANY | 20 | 1.2% | — |
| 20 | United Bank 74 out of 100, Strong | 20 | 1.2% | 20.3% |
| 21 | PREMIER MORTGAGE RESOURCES, L.L.C. | 19 | 1.1% | — |
| 22 | AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 1.1% | — |
| 23 | PLANET HOME LENDING, LLC | 18 | 1.1% | — |
| 24 | LOWER, LLC | 18 | 1.1% | — |
| 25 | Truist Bank 63 out of 100, Moderate | 17 | 1.0% | 40.8% |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 1.0% | — |
| 27 | Broker Solutions, Inc. | 17 | 1.0% | — |
| 28 | EVERETT FINANCIAL, INC. | 16 | 1.0% | — |
| 29 | SPRING EQ, LLC | 15 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 15 | 0.9% | — |
| 31 | FIGURE LENDING LLC | 14 | 0.8% | — |
| 32 | Ameris Bank 67 out of 100, Moderate | 14 | 0.8% | 10.5% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 13 | 0.8% | 44.7% |
| 34 | STOCKTON MORTGAGE CORPORATION | 13 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.8% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.7% | 22.2% |
| 37 | MyGeorgia Credit Union 72 out of 100, Strong | 11 | 0.7% | 38.3% |
| 38 | Bank OZK 76 out of 100, Strong | 11 | 0.7% | 37.8% |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.6% | 39.5% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.6% | — |
Top 40 of 208 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps