Georgia · HMDA 2025
Mortgage lenders in Wilkes County, GA
88 lenders reported 285 home-loan applications in Wilkes County in 2025. 135 closed as loans ($24.8M), 55 were denied — a 28.1% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 24% of applications, led by Regions Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 285
- Loans originated
- 135
- Purchase / refinance
- 76 / 45
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wilkes County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 24 | 8.4% | 43.1% |
| 2 | Rocket Mortgage, LLC | 23 | 8.1% | — |
| 3 | F&M Bank | 22 | 7.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 18 | 6.3% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 3.5% | 32.9% |
| 6 | Mortgage Research Center, LLC | 10 | 3.5% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.8% | — |
| 8 | 21st Mortgage Corporation | 7 | 2.5% | — |
| 9 | Loandepot.Com, LLC | 6 | 2.1% | — |
| 10 | GUILD MORTGAGE COMPANY | 6 | 2.1% | — |
| 11 | Fairway Independent Mortgage Corporation | 5 | 1.8% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.8% | — |
| 13 | PLANET HOME LENDING, LLC | 5 | 1.8% | — |
| 14 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 5 | 1.8% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 5 | 1.8% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 5 | 1.8% | 10.5% |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 18 | Broker Solutions, Inc. | 4 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.4% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 3 | 1.1% | — |
| 21 | SPRING EQ, LLC | 3 | 1.1% | — |
| 22 | PINNACLE BANK | 3 | 1.1% | — |
| 23 | COLONY BANK 64 out of 100, Moderate | 3 | 1.1% | 4.8% |
| 24 | Farmers State Bank 97 out of 100, Very strong | 3 | 1.1% | 2.2% |
| 25 | CONSUMER REAL ESTATE FINANCE CO. | 3 | 1.1% | — |
| 26 | TOWNE MORTGAGE COMPANY | 3 | 1.1% | — |
| 27 | LOWER, LLC | 3 | 1.1% | — |
| 28 | GEORGIA UNITED | 3 | 1.1% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 3 | 1.1% | 3.0% |
| 30 | CMG MORTGAGE, INC. | 2 | 0.7% | — |
| 31 | NEWREZ LLC | 2 | 0.7% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 2 | 0.7% | 40.8% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.7% | 22.2% |
| 34 | PENNYMAC LOAN SERVICES, LLC | 2 | 0.7% | — |
| 35 | GUARANTEED RATE, INC. | 2 | 0.7% | — |
| 36 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 0.7% | 33.8% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.7% | 44.7% |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.7% | 39.5% |
| 40 | SOUTHWEST STAGE FUNDING, LLC | 2 | 0.7% | — |
Top 40 of 88 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps