Idaho · HMDA 2025
Mortgage lenders in Butte County, ID
38 lenders reported 105 home-loan applications in Butte County in 2025. 50 closed as loans ($8.5M), 20 were denied — a 26.7% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 27% of applications, led by IDAHO CENTRAL CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 105
- Loans originated
- 50
- Purchase / refinance
- 29 / 15
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butte County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 13 | 12.4% | 17.8% |
| 2 | Rocket Mortgage, LLC | 8 | 7.6% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 6.7% | — |
| 4 | Mountain America Federal Credit Union 56 out of 100, Moderate | 6 | 5.7% | 45.0% |
| 5 | CANOPY MORTGAGE, LLC | 6 | 5.7% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 5 | 4.8% | — |
| 7 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | 4.8% | — |
| 8 | Loandepot.Com, LLC | 4 | 3.8% | — |
| 9 | WESTMARK Credit Union 57 out of 100, Moderate | 4 | 3.8% | 20.0% |
| 10 | SUMMIT FUNDING, INC. | 4 | 3.8% | — |
| 11 | Glacier Bank 68 out of 100, Moderate | 4 | 3.8% | 20.0% |
| 12 | GUILD MORTGAGE COMPANY | 3 | 2.9% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 3 | 2.9% | — |
| 14 | CASTLE & COOKE MORTGAGE, LLC | 3 | 2.9% | — |
| 15 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 3 | 2.9% | 30.7% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.9% | 14.1% |
| 17 | SPRING EQ, LLC | 2 | 1.9% | — |
| 18 | BELEM SERVICING LLC | 2 | 1.9% | — |
| 19 | EAST IDAHO Credit Union | 2 | 1.9% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.0% | 32.9% |
| 21 | 21st Mortgage Corporation | 1 | 1.0% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.0% | 22.2% |
| 23 | MOVEMENT MORTGAGE, LLC | 1 | 1.0% | — |
| 24 | Broker Solutions, Inc. | 1 | 1.0% | — |
| 25 | AmeriSave Mortgage Corporation | 1 | 1.0% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.0% | — |
| 27 | Mortgage Research Center, LLC | 1 | 1.0% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.0% | 39.5% |
| 29 | GENEVA FINANCIAL, LLC | 1 | 1.0% | — |
| 30 | AMERICAN FINANCING CORPORATION | 1 | 1.0% | — |
| 31 | PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 1.0% | — |
| 32 | FINANCE OF AMERICA REVERSE LLC | 1 | 1.0% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 1 | 1.0% | — |
| 34 | V.I.P. MORTGAGE, INC. | 1 | 1.0% | — |
| 35 | Eagle Bank and Trust Company 83 out of 100, Strong | 1 | 1.0% | 4.9% |
| 36 | VAN DYK MORTGAGE CORPORATION | 1 | 1.0% | — |
| 37 | BEEHIVE | 1 | 1.0% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 1 | 1.0% | 3.0% |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps