Idaho · HMDA 2025
Mortgage lenders in Caribou County, ID
67 lenders reported 316 home-loan applications in Caribou County in 2025. 167 closed as loans ($35.6M), 51 were denied — a 20.9% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 32% of applications, led by IDAHO CENTRAL CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 316
- Loans originated
- 167
- Purchase / refinance
- 79 / 54
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Caribou County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 43 | 13.6% | 17.8% |
| 2 | ADVANTAGE PLUS | 33 | 10.4% | — |
| 3 | Rocket Mortgage, LLC | 25 | 7.9% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 6.0% | 39.5% |
| 5 | SUMMIT FUNDING, INC. | 13 | 4.1% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.8% | 14.1% |
| 7 | Citizens Bank, National Association 54 out of 100, Below average | 9 | 2.8% | 32.5% |
| 8 | Broker Solutions, Inc. | 9 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 9 | 2.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.5% | — |
| 11 | Mountain America Federal Credit Union 56 out of 100, Moderate | 8 | 2.5% | 45.0% |
| 12 | Loandepot.Com, LLC | 7 | 2.2% | — |
| 13 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 7 | 2.2% | 22.5% |
| 14 | Glacier Bank 68 out of 100, Moderate | 7 | 2.2% | 20.0% |
| 15 | INTERCAP LENDING INC. | 6 | 1.9% | — |
| 16 | GOLDENWEST | 5 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 5 | 1.6% | — |
| 18 | NEWREZ LLC | 4 | 1.3% | — |
| 19 | D. L. EVANS BANK | 4 | 1.3% | — |
| 20 | FIGURE LENDING LLC | 4 | 1.3% | — |
| 21 | PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 4 | 1.3% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.3% | — |
| 24 | CANOPY MORTGAGE, LLC | 4 | 1.3% | — |
| 25 | Fairway Independent Mortgage Corporation | 3 | 0.9% | — |
| 26 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.9% | — |
| 28 | AgWest Farm Credit, FLCA | 3 | 0.9% | — |
| 29 | KIND LENDING, LLC | 3 | 0.9% | — |
| 30 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 3 | 0.9% | 30.7% |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.6% | 32.9% |
| 32 | GUILD MORTGAGE COMPANY | 2 | 0.6% | — |
| 33 | Mortgage Research Center, LLC | 2 | 0.6% | — |
| 34 | Synergy One Lending, Inc. | 2 | 0.6% | — |
| 35 | FIRST COLONY MORTGAGE CORPORATION | 2 | 0.6% | — |
| 36 | WESTMARK Credit Union 57 out of 100, Moderate | 2 | 0.6% | 20.0% |
| 37 | Equity Prime Mortgage LLC | 2 | 0.6% | — |
| 38 | TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | 0.6% | — |
| 39 | SECURITYNATIONAL MORTGAGE COMPANY | 2 | 0.6% | — |
| 40 | GoodLeap, LLC | 2 | 0.6% | — |
Top 40 of 67 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps