Idaho · HMDA 2025
Mortgage lenders in Custer County, ID
70 lenders reported 194 home-loan applications in Custer County in 2025. 90 closed as loans ($24.1M), 38 were denied — a 28.6% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 22% of applications, led by IDAHO CENTRAL CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 194
- Loans originated
- 90
- Purchase / refinance
- 50 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Custer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 16 | 8.2% | 17.8% |
| 2 | Rocket Mortgage, LLC | 14 | 7.2% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 6.7% | 39.5% |
| 4 | Cornerstone First Mortgage, Inc | 11 | 5.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 4.1% | — |
| 6 | EAST IDAHO Credit Union | 7 | 3.6% | — |
| 7 | GUILD MORTGAGE COMPANY | 6 | 3.1% | — |
| 8 | Mortgage Research Center, LLC | 6 | 3.1% | — |
| 9 | NEWREZ LLC | 5 | 2.6% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 2.6% | — |
| 11 | NATIONSTAR MORTGAGE LLC | 5 | 2.6% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.1% | — |
| 13 | AmeriSave Mortgage Corporation | 4 | 2.1% | — |
| 14 | Mountain America Federal Credit Union 56 out of 100, Moderate | 4 | 2.1% | 45.0% |
| 15 | FREEDOM MORTGAGE CORPORATION | 4 | 2.1% | — |
| 16 | Waterstone Mortgage Corporation | 4 | 2.1% | — |
| 17 | WESTMARK Credit Union 57 out of 100, Moderate | 3 | 1.5% | 20.0% |
| 18 | Glacier Bank 68 out of 100, Moderate | 3 | 1.5% | 20.0% |
| 19 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.5% | — |
| 20 | PHH Mortgage Corporation | 3 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 1.0% | 14.1% |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 1.0% | 32.5% |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.0% | 22.2% |
| 24 | Broker Solutions, Inc. | 2 | 1.0% | — |
| 25 | SPRING EQ, LLC | 2 | 1.0% | — |
| 26 | D. L. EVANS BANK | 2 | 1.0% | — |
| 27 | Synergy One Lending, Inc. | 2 | 1.0% | — |
| 28 | FIGURE LENDING LLC | 2 | 1.0% | — |
| 29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.0% | — |
| 30 | RBC Bank, (Georgia) National Association | 2 | 1.0% | — |
| 31 | MORTGAGEONE, INC. | 2 | 1.0% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 2 | 1.0% | — |
| 33 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 2 | 1.0% | 22.5% |
| 34 | PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | 1.0% | — |
| 35 | BETTER MORTGAGE CORPORATION | 2 | 1.0% | — |
| 36 | DEEPHAVEN MORTGAGE LLC | 2 | 1.0% | — |
| 37 | CMG MORTGAGE, INC. | 1 | 0.5% | — |
| 38 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 1 | 0.5% | — |
| 40 | Discover Bank | 1 | 0.5% | — |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps