Idaho · HMDA 2025
Mortgage lenders in Jerome County, ID
100 lenders reported 1,065 home-loan applications in Jerome County in 2025. 611 closed as loans ($131.5M), 176 were denied — a 21.0% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 37% of applications, led by IDAHO CENTRAL CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,065
- Loans originated
- 611
- Purchase / refinance
- 343 / 152
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jerome County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 176 | 16.5% | 17.8% |
| 2 | First Federal Savings Bank of Twin Falls | 110 | 10.3% | — |
| 3 | PREMIER MORTGAGE RESOURCES, L.L.C. | 110 | 10.3% | — |
| 4 | PLANET HOME LENDING, LLC | 49 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 4.3% | — |
| 6 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 40 | 3.8% | 2.2% |
| 7 | GUILD MORTGAGE COMPANY | 38 | 3.6% | — |
| 8 | Mountain America Federal Credit Union 56 out of 100, Moderate | 36 | 3.4% | 45.0% |
| 9 | Rocket Mortgage, LLC | 35 | 3.3% | — |
| 10 | MOVEMENT MORTGAGE, LLC | 34 | 3.2% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.3% | — |
| 12 | PIONEER FEDERAL CREDIT UNION 60 out of 100, Moderate | 24 | 2.3% | 9.0% |
| 13 | D. L. EVANS BANK | 22 | 2.1% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 21 | 2.0% | 39.5% |
| 15 | FREEDOM MORTGAGE CORPORATION | 20 | 1.9% | — |
| 16 | FARMERS BANK 88 out of 100, Very strong | 19 | 1.8% | 9.4% |
| 17 | NFM, INC. | 19 | 1.8% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.0% | 14.1% |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 0.9% | — |
| 20 | Loandepot.Com, LLC | 10 | 0.9% | — |
| 21 | WESTMARK Credit Union 57 out of 100, Moderate | 10 | 0.9% | 20.0% |
| 22 | Mortgage Research Center, LLC | 9 | 0.8% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.8% | — |
| 24 | NEWREZ LLC | 8 | 0.8% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.7% | 32.5% |
| 26 | Broker Solutions, Inc. | 7 | 0.7% | — |
| 27 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 7 | 0.7% | 74.7% |
| 28 | Coastal Community Bank 35 out of 100, Low | 7 | 0.7% | 3.0% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.6% | — |
| 30 | CMG MORTGAGE, INC. | 5 | 0.5% | — |
| 31 | FIGURE LENDING LLC | 5 | 0.5% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 5 | 0.5% | — |
| 33 | AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | 0.5% | — |
| 34 | PHH Mortgage Corporation | 5 | 0.5% | — |
| 35 | AmeriSave Mortgage Corporation | 4 | 0.4% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.4% | — |
| 37 | AMERICAN FINANCING CORPORATION | 4 | 0.4% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.4% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 4 | 0.4% | — |
| 40 | GoodLeap, LLC | 4 | 0.4% | — |
Top 40 of 100 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps