Idaho · HMDA 2025
Mortgage lenders in Lemhi County, ID
78 lenders reported 279 home-loan applications in Lemhi County in 2025. 151 closed as loans ($37.8M), 32 were denied — a 16.8% denial rate on decided applications, close to the Idaho rate of 17.5%. The three most active lenders handled 28% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 279
- Loans originated
- 151
- Purchase / refinance
- 63 / 67
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lemhi County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 34 | 12.2% | — |
| 2 | EAST IDAHO Credit Union | 27 | 9.7% | — |
| 3 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 16 | 5.7% | 17.8% |
| 4 | PREMIER MORTGAGE RESOURCES, L.L.C. | 14 | 5.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 13 | 4.7% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 4.7% | 39.5% |
| 7 | NEWREZ LLC | 9 | 3.2% | — |
| 8 | Cornerstone First Mortgage, Inc | 8 | 2.9% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 2.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 2.2% | 14.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 2.2% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 6 | 2.2% | — |
| 13 | Loandepot.Com, LLC | 5 | 1.8% | — |
| 14 | NEW DAY FINANCIAL, LLC | 5 | 1.8% | — |
| 15 | SPRING EQ, LLC | 4 | 1.4% | — |
| 16 | Synergy One Lending, Inc. | 4 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 4 | 1.4% | — |
| 18 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 4 | 1.4% | — |
| 19 | Mountain America Federal Credit Union 56 out of 100, Moderate | 4 | 1.4% | 45.0% |
| 20 | NFM, INC. | 4 | 1.4% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 1.1% | 32.9% |
| 22 | 21st Mortgage Corporation | 3 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 1.1% | 22.2% |
| 24 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 25 | Mortgage Research Center, LLC | 3 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 3 | 1.1% | — |
| 27 | AgWest Farm Credit, FLCA | 3 | 1.1% | — |
| 28 | GoodLeap, LLC | 3 | 1.1% | — |
| 29 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 1.1% | 37.2% |
| 30 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.7% | 32.5% |
| 31 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 32 | GUILD MORTGAGE COMPANY | 2 | 0.7% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 2 | 0.7% | — |
| 34 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 2 | 0.7% | — |
| 36 | Firefighters First Federal Credit Union 68 out of 100, Moderate | 2 | 0.7% | 13.2% |
| 37 | The Bank of Commerce 78 out of 100, Strong | 2 | 0.7% | 4.1% |
| 38 | Flagstar Bank, N.A. 31 out of 100, Low | 2 | 0.7% | 35.1% |
| 39 | Waterstone Mortgage Corporation | 2 | 0.7% | — |
| 40 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
Top 40 of 78 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps