Idaho · HMDA 2025
Mortgage lenders in Washington County, ID
97 lenders reported 507 home-loan applications in Washington County in 2025. 284 closed as loans ($56.5M), 83 were denied — a 21.3% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 25% of applications, led by IDAHO CENTRAL CREDIT UNION. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 507
- Loans originated
- 284
- Purchase / refinance
- 136 / 78
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 63 | 12.4% | 17.8% |
| 2 | GUILD MORTGAGE COMPANY | 39 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 27 | 5.3% | — |
| 4 | Horizon Federally Insured State-Chartered Credit Union | 21 | 4.1% | — |
| 5 | Umpqua Bank 64 out of 100, Moderate | 21 | 4.1% | 28.5% |
| 6 | FIRST COLONY MORTGAGE CORPORATION | 18 | 3.6% | — |
| 7 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 17 | 3.4% | 30.7% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 16 | 3.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 3.0% | 39.5% |
| 10 | ROGUE CREDIT UNION 67 out of 100, Moderate | 15 | 3.0% | 13.2% |
| 11 | FREEDOM MORTGAGE CORPORATION | 15 | 3.0% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 2.2% | 14.1% |
| 13 | Mortgage Research Center, LLC | 11 | 2.2% | — |
| 14 | NEWREZ LLC | 10 | 2.0% | — |
| 15 | Fairway Independent Mortgage Corporation | 9 | 1.8% | — |
| 16 | Loandepot.Com, LLC | 9 | 1.8% | — |
| 17 | PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | 1.8% | — |
| 18 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.4% | — |
| 19 | D. L. EVANS BANK | 7 | 1.4% | — |
| 20 | FIGURE LENDING LLC | 7 | 1.4% | — |
| 21 | Willamette Valley Bank 81 out of 100, Strong | 7 | 1.4% | 13.8% |
| 22 | NEW DAY FINANCIAL, LLC | 6 | 1.2% | — |
| 23 | MOVEMENT MORTGAGE, LLC | 5 | 1.0% | — |
| 24 | AmeriSave Mortgage Corporation | 5 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 4 | 0.8% | — |
| 26 | Freedom Northwest Credit Union 82 out of 100, Strong | 4 | 0.8% | 0.0% |
| 27 | PLANET HOME LENDING, LLC | 4 | 0.8% | — |
| 28 | CHURCHILL MORTGAGE CORPORATION | 4 | 0.8% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.8% | — |
| 31 | Waterstone Mortgage Corporation | 4 | 0.8% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.6% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.6% | — |
| 34 | Synergy One Lending, Inc. | 3 | 0.6% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | 0.6% | — |
| 37 | Mountain America Federal Credit Union 56 out of 100, Moderate | 3 | 0.6% | 45.0% |
| 38 | AMERICAN FINANCING CORPORATION | 3 | 0.6% | — |
| 39 | INTERCAP LENDING INC. | 3 | 0.6% | — |
| 40 | Equity Prime Mortgage LLC | 3 | 0.6% | — |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps