Illinois · HMDA 2025
Mortgage lenders in Henry County, IL
154 lenders reported 1,584 home-loan applications in Henry County in 2025. 960 closed as loans ($134.3M), 180 were denied — a 15.2% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 17% of applications, led by I. H. MISSISSIPPI VALLEY CREDIT UNION. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,584
- Loans originated
- 960
- Purchase / refinance
- 584 / 234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 123 | 7.8% | 14.5% |
| 2 | Empeople Credit Union 58 out of 100, Moderate | 77 | 4.9% | 25.7% |
| 3 | Rocket Mortgage, LLC | 63 | 4.0% | — |
| 4 | GREENSTATE Credit Union 50 out of 100, Below average | 60 | 3.8% | 10.1% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 52 | 3.3% | — |
| 6 | Peoples National Bank of Kewanee 48 out of 100, Below average | 49 | 3.1% | 18.9% |
| 7 | BANKORION 60 out of 100, Moderate | 48 | 3.0% | 6.4% |
| 8 | Union Federal Savings and Loan Association | 47 | 3.0% | — |
| 9 | State Bank of Toulon 77 out of 100, Strong | 45 | 2.8% | 4.9% |
| 10 | Broker Solutions, Inc. | 44 | 2.8% | — |
| 11 | Central Bank Illinois 55 out of 100, Moderate | 43 | 2.7% | 3.1% |
| 12 | NEWREZ LLC | 40 | 2.5% | — |
| 13 | Mortgage Research Center, LLC | 38 | 2.4% | — |
| 14 | Farmers National Bank 88 out of 100, Very strong | 35 | 2.2% | 1.0% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 2.0% | 39.5% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 28 | 1.8% | — |
| 17 | Blackhawk Bank & Trust 76 out of 100, Strong | 26 | 1.6% | 12.4% |
| 18 | ASCENTRA Credit Union 63 out of 100, Moderate | 26 | 1.6% | 18.5% |
| 19 | COMMUNITY BANC MORTGAGE CORPORATION | 26 | 1.6% | — |
| 20 | CBI Bank & Trust | 25 | 1.6% | — |
| 21 | RUHL MORTGAGE, LLC | 25 | 1.6% | — |
| 22 | R.I.A. Federal Credit Union 62 out of 100, Moderate | 24 | 1.5% | 25.1% |
| 23 | LOWER, LLC | 22 | 1.4% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 22 | 1.4% | 3.0% |
| 25 | Community State Bank 62 out of 100, Moderate | 21 | 1.3% | 3.3% |
| 26 | Fairway Independent Mortgage Corporation | 17 | 1.1% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 17 | 1.1% | — |
| 28 | PLANET HOME LENDING, LLC | 16 | 1.0% | — |
| 29 | MORTGAGE CENTER L.C | 16 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.9% | 32.9% |
| 31 | GUARANTEED RATE, INC. | 15 | 0.9% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 0.9% | 14.1% |
| 33 | AmeriSave Mortgage Corporation | 14 | 0.9% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.9% | — |
| 35 | Loandepot.Com, LLC | 13 | 0.8% | — |
| 36 | FIGURE LENDING LLC | 13 | 0.8% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 0.8% | — |
| 38 | CITIZENS EQUITY FIRST | 13 | 0.8% | — |
| 39 | American Bank and Trust Company, National Association 61 out of 100, Moderate | 12 | 0.8% | 6.9% |
| 40 | COMPEER FINANCIAL, FLCA | 12 | 0.8% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps