Illinois · HMDA 2025
Mortgage lenders in Stark County, IL
38 lenders reported 137 home-loan applications in Stark County in 2025. 96 closed as loans ($9.8M), 17 were denied — a 14.2% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 35% of applications, led by State Bank of Toulon. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 137
- Loans originated
- 96
- Purchase / refinance
- 46 / 19
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Stark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | State Bank of Toulon 77 out of 100, Strong | 23 | 16.8% | 4.9% |
| 2 | Morton Community Bank 72 out of 100, Strong | 14 | 10.2% | 11.4% |
| 3 | CITIZENS EQUITY FIRST | 11 | 8.0% | — |
| 4 | Rocket Mortgage, LLC | 7 | 5.1% | — |
| 5 | CBI Bank & Trust | 7 | 5.1% | — |
| 6 | COMMUNITY BANC MORTGAGE CORPORATION | 6 | 4.4% | — |
| 7 | FLAT BRANCH MORTGAGE, INC. | 5 | 3.6% | — |
| 8 | NEWREZ LLC | 4 | 2.9% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 2.9% | 39.5% |
| 10 | Better Banks 59 out of 100, Moderate | 4 | 2.9% | 2.4% |
| 11 | MLD MORTGAGE INC. | 4 | 2.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 2.2% | 14.1% |
| 13 | Broker Solutions, Inc. | 3 | 2.2% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 3 | 2.2% | — |
| 15 | Peoples National Bank of Kewanee 48 out of 100, Below average | 3 | 2.2% | 18.9% |
| 16 | Heartland Bank and Trust Company 80 out of 100, Strong | 3 | 2.2% | 17.2% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 1.5% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.5% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 1.5% | 33.8% |
| 20 | Mortgage Research Center, LLC | 2 | 1.5% | — |
| 21 | Union Federal Savings and Loan Association | 2 | 1.5% | — |
| 22 | FIGURE LENDING LLC | 2 | 1.5% | — |
| 23 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 2 | 1.5% | 14.5% |
| 24 | NEW DAY FINANCIAL, LLC | 2 | 1.5% | — |
| 25 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.5% | 34.0% |
| 26 | Community State Bank 62 out of 100, Moderate | 2 | 1.5% | 3.3% |
| 27 | Coastal Community Bank 35 out of 100, Low | 2 | 1.5% | 3.0% |
| 28 | Truist Bank 63 out of 100, Moderate | 1 | 0.7% | 40.8% |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.7% | 22.2% |
| 30 | PLANET HOME LENDING, LLC | 1 | 0.7% | — |
| 31 | American Bank and Trust Company, National Association 61 out of 100, Moderate | 1 | 0.7% | 6.9% |
| 32 | American Commercial Bank & Trust, National Association 66 out of 100, Moderate | 1 | 0.7% | 2.8% |
| 33 | COMPEER FINANCIAL, FLCA | 1 | 0.7% | — |
| 34 | GERSHMAN INVESTMENT CORP. | 1 | 0.7% | — |
| 35 | Busey Bank 74 out of 100, Strong | 1 | 0.7% | 13.9% |
| 36 | LOWER, LLC | 1 | 0.7% | — |
| 37 | Central Bank Illinois 55 out of 100, Moderate | 1 | 0.7% | 3.1% |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 0.7% | 37.2% |
Top 38 of 38 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps