Indiana · HMDA 2025
Mortgage lenders in Benton County, IN
90 lenders reported 447 home-loan applications in Benton County in 2025. 244 closed as loans ($39.4M), 72 were denied — a 21.8% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 447
- Loans originated
- 244
- Purchase / refinance
- 135 / 74
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 26 | 5.8% | — |
| 2 | PURDUE | 23 | 5.1% | — |
| 3 | CMG MORTGAGE, INC. | 22 | 4.9% | — |
| 4 | First Merchants Bank 58 out of 100, Moderate | 20 | 4.5% | 19.8% |
| 5 | RUOFF MORTGAGE COMPANY, INC. | 19 | 4.3% | — |
| 6 | FAIR WAY LENDING LLC | 17 | 3.8% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 17 | 3.8% | 34.0% |
| 8 | 21st Mortgage Corporation | 16 | 3.6% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 3.1% | 14.1% |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 2.5% | — |
| 11 | Industrial Federal Credit Union 71 out of 100, Strong | 11 | 2.5% | 12.3% |
| 12 | The Huntington National Bank 59 out of 100, Moderate | 10 | 2.2% | 31.6% |
| 13 | Rocket Mortgage, LLC | 10 | 2.2% | — |
| 14 | Centier Bank 67 out of 100, Moderate | 10 | 2.2% | 21.6% |
| 15 | First Financial Bank 68 out of 100, Moderate | 10 | 2.2% | 24.9% |
| 16 | NEWREZ LLC | 9 | 2.0% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 9 | 2.0% | — |
| 18 | GUILD MORTGAGE COMPANY | 9 | 2.0% | — |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 1.8% | 32.5% |
| 20 | The Farmers and Merchants Bank 68 out of 100, Moderate | 8 | 1.8% | 13.2% |
| 21 | Regions Bank 64 out of 100, Moderate | 7 | 1.6% | 43.1% |
| 22 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | 1.6% | — |
| 23 | Loandepot.Com, LLC | 6 | 1.3% | — |
| 24 | Mortgage Research Center, LLC | 6 | 1.3% | — |
| 25 | AmeriSave Mortgage Corporation | 5 | 1.1% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 1.1% | 39.5% |
| 27 | Prosperity Home Mortgage, LLC | 5 | 1.1% | — |
| 28 | The Fountain Trust Company 69 out of 100, Moderate | 5 | 1.1% | 23.8% |
| 29 | FREEDOM MORTGAGE CORPORATION | 5 | 1.1% | — |
| 30 | GoodLeap, LLC | 5 | 1.1% | — |
| 31 | Fairway Independent Mortgage Corporation | 4 | 0.9% | — |
| 32 | FIGURE LENDING LLC | 4 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 4 | 0.9% | — |
| 34 | AMERICAN FINANCIAL NETWORK, INC. | 4 | 0.9% | — |
| 35 | Farm Credit Mid-America | 4 | 0.9% | — |
| 36 | Old National Bank 59 out of 100, Moderate | 4 | 0.9% | 22.1% |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.7% | — |
| 38 | MLD MORTGAGE INC. | 3 | 0.7% | — |
| 39 | Bankers' Bank 69 out of 100, Moderate | 3 | 0.7% | 13.0% |
| 40 | NATIONSTAR MORTGAGE LLC | 3 | 0.7% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps