Indiana · HMDA 2025
Mortgage lenders in Blackford County, IN
104 lenders reported 454 home-loan applications in Blackford County in 2025. 218 closed as loans ($27.3M), 91 were denied — a 27.8% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 17% of applications, led by RUOFF MORTGAGE COMPANY, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 454
- Loans originated
- 218
- Purchase / refinance
- 118 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Blackford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RUOFF MORTGAGE COMPANY, INC. | 31 | 6.8% | — |
| 2 | Rocket Mortgage, LLC | 25 | 5.5% | — |
| 3 | Citizens State Bank of New Castle, Indiana 70 out of 100, Strong | 23 | 5.1% | 20.7% |
| 4 | First Financial Bank 68 out of 100, Moderate | 23 | 5.1% | 24.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 20 | 4.4% | — |
| 6 | Mortgage Research Center, LLC | 16 | 3.5% | — |
| 7 | UNION HOME MORTGAGE CORP. | 15 | 3.3% | — |
| 8 | NEWREZ LLC | 14 | 3.1% | — |
| 9 | Broker Solutions, Inc. | 13 | 2.9% | — |
| 10 | FIGURE LENDING LLC | 11 | 2.4% | — |
| 11 | Fairway Independent Mortgage Corporation | 10 | 2.2% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 2.2% | 39.5% |
| 13 | PLANET HOME LENDING, LLC | 9 | 2.0% | — |
| 14 | First Merchants Bank 58 out of 100, Moderate | 9 | 2.0% | 19.8% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 8 | 1.8% | — |
| 17 | GoodLeap, LLC | 8 | 1.8% | — |
| 18 | GVC MORTGAGE, INC. | 7 | 1.5% | — |
| 19 | First Bank of Berne 73 out of 100, Strong | 7 | 1.5% | 9.9% |
| 20 | Three Rivers Federal Credit Union 78 out of 100, Strong | 7 | 1.5% | 16.3% |
| 21 | STAR Financial Bank 68 out of 100, Moderate | 7 | 1.5% | 30.3% |
| 22 | Loandepot.Com, LLC | 6 | 1.3% | — |
| 23 | Farm Credit Mid-America | 6 | 1.3% | — |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 1.3% | — |
| 25 | Northwest Bank 66 out of 100, Moderate | 6 | 1.3% | 20.6% |
| 26 | AMERICAN FINANCING CORPORATION | 5 | 1.1% | — |
| 27 | PROFED CREDIT UNION | 5 | 1.1% | — |
| 28 | CONSUMER REAL ESTATE FINANCE CO. | 5 | 1.1% | — |
| 29 | STOCKTON MORTGAGE CORPORATION | 5 | 1.1% | — |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 1.1% | 34.0% |
| 31 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.9% | 14.1% |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.9% | 33.8% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.9% | — |
| 34 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 35 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 0.7% | — |
| 36 | Discover Bank | 3 | 0.7% | — |
| 37 | Nations Lending Corporation | 3 | 0.7% | — |
| 38 | ZILLOW HOME LOANS, LLC | 3 | 0.7% | — |
| 39 | Click n' Close, Inc. | 3 | 0.7% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.7% | — |
Top 40 of 104 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps