Indiana · HMDA 2025
Mortgage lenders in Carroll County, IN
121 lenders reported 1,089 home-loan applications in Carroll County in 2025. 613 closed as loans ($105.0M), 183 were denied — a 22.1% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 22% of applications, led by First Merchants Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,089
- Loans originated
- 613
- Purchase / refinance
- 240 / 216
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Carroll County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Merchants Bank 58 out of 100, Moderate | 89 | 8.2% | 19.8% |
| 2 | First Financial Bank 68 out of 100, Moderate | 86 | 7.9% | 24.9% |
| 3 | Regions Bank 64 out of 100, Moderate | 61 | 5.6% | 43.1% |
| 4 | PURDUE | 56 | 5.1% | — |
| 5 | Rocket Mortgage, LLC | 55 | 5.1% | — |
| 6 | Industrial Federal Credit Union 71 out of 100, Strong | 39 | 3.6% | 12.3% |
| 7 | RUOFF MORTGAGE COMPANY, INC. | 38 | 3.5% | — |
| 8 | Security Federal Savings Bank 68 out of 100, Moderate | 33 | 3.0% | 7.5% |
| 9 | FREEDOM MORTGAGE CORPORATION | 29 | 2.7% | — |
| 10 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 27 | 2.5% | 17.6% |
| 11 | Horizon Bank 72 out of 100, Strong | 26 | 2.4% | 22.7% |
| 12 | NEWREZ LLC | 25 | 2.3% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.3% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 24 | 2.2% | — |
| 15 | CMG MORTGAGE, INC. | 21 | 1.9% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.7% | — |
| 17 | Mortgage Research Center, LLC | 17 | 1.6% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.5% | 14.1% |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.4% | 39.5% |
| 20 | The Fountain Trust Company 69 out of 100, Moderate | 15 | 1.4% | 23.8% |
| 21 | Centier Bank 67 out of 100, Moderate | 15 | 1.4% | 21.6% |
| 22 | Broker Solutions, Inc. | 14 | 1.3% | — |
| 23 | GUILD MORTGAGE COMPANY | 11 | 1.0% | — |
| 24 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 11 | 1.0% | — |
| 25 | Farm Credit Mid-America | 11 | 1.0% | — |
| 26 | STOCKTON MORTGAGE CORPORATION | 11 | 1.0% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 1.0% | — |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 11 | 1.0% | 34.0% |
| 29 | PLANET HOME LENDING, LLC | 10 | 0.9% | — |
| 30 | Fairway Independent Mortgage Corporation | 9 | 0.8% | — |
| 31 | Loandepot.Com, LLC | 9 | 0.8% | — |
| 32 | GoodLeap, LLC | 9 | 0.8% | — |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 8 | 0.7% | 31.6% |
| 34 | AmeriSave Mortgage Corporation | 8 | 0.7% | — |
| 35 | Old National Bank 59 out of 100, Moderate | 8 | 0.7% | 22.1% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 37 | 21st Mortgage Corporation | 7 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 7 | 0.6% | — |
| 39 | The Farmers Bank, Frankfort, Indiana | 7 | 0.6% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.6% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps