Indiana · HMDA 2025
Mortgage lenders in Clay County, IN
132 lenders reported 1,100 home-loan applications in Clay County in 2025. 608 closed as loans ($94.2M), 178 were denied — a 21.3% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 27% of applications, led by First Financial Bank, National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,100
- Loans originated
- 608
- Purchase / refinance
- 288 / 191
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clay County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank, National Association 68 out of 100, Moderate | 135 | 12.3% | 28.8% |
| 2 | The Riddell National Bank 59 out of 100, Moderate | 110 | 10.0% | 4.0% |
| 3 | Rocket Mortgage, LLC | 55 | 5.0% | — |
| 4 | RUOFF MORTGAGE COMPANY, INC. | 55 | 5.0% | — |
| 5 | Fifth Third Bank, National Association 62 out of 100, Moderate | 47 | 4.3% | 34.0% |
| 6 | Fairway Independent Mortgage Corporation | 40 | 3.6% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.5% | — |
| 8 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 34 | 3.1% | 17.6% |
| 9 | Mortgage Research Center, LLC | 31 | 2.8% | — |
| 10 | GVC MORTGAGE, INC. | 29 | 2.6% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 29 | 2.6% | — |
| 12 | NEWREZ LLC | 23 | 2.1% | — |
| 13 | The Hometown Savings Bank 55 out of 100, Moderate | 23 | 2.1% | 9.6% |
| 14 | CARRINGTON MORTGAGE SERVICES, LLC | 23 | 2.1% | — |
| 15 | Wolfe Financial, Inc | 19 | 1.7% | — |
| 16 | CMG MORTGAGE, INC. | 16 | 1.5% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 1.4% | 39.5% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.3% | 14.1% |
| 19 | CRANE | 13 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 12 | 1.1% | — |
| 21 | AmeriSave Mortgage Corporation | 12 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.1% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 12 | 1.1% | — |
| 24 | First Financial Bank 68 out of 100, Moderate | 12 | 1.1% | 24.9% |
| 25 | PLANET HOME LENDING, LLC | 11 | 1.0% | — |
| 26 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 0.9% | — |
| 27 | NEW DAY FINANCIAL, LLC | 10 | 0.9% | — |
| 28 | Old National Bank 59 out of 100, Moderate | 9 | 0.8% | 22.1% |
| 29 | The Huntington National Bank 59 out of 100, Moderate | 8 | 0.7% | 31.6% |
| 30 | Broker Solutions, Inc. | 8 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 32 | Regions Bank 64 out of 100, Moderate | 7 | 0.6% | 43.1% |
| 33 | GoodLeap, LLC | 7 | 0.6% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.5% | — |
| 35 | Northwest Bank 66 out of 100, Moderate | 6 | 0.5% | 20.6% |
| 36 | First National Bank 61 out of 100, Moderate | 6 | 0.5% | 9.1% |
| 37 | 21st Mortgage Corporation | 5 | 0.5% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.5% | 22.2% |
| 39 | FIGURE LENDING LLC | 5 | 0.5% | — |
| 40 | FORUM | 5 | 0.5% | — |
Top 40 of 132 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps