Indiana · HMDA 2025
Mortgage lenders in Clinton County, IN
144 lenders reported 1,540 home-loan applications in Clinton County in 2025. 866 closed as loans ($146.4M), 242 were denied — a 20.8% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 27% of applications, led by The Farmers Bank, Frankfort, Indiana. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,540
- Loans originated
- 866
- Purchase / refinance
- 384 / 293
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clinton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Farmers Bank, Frankfort, Indiana | 169 | 11.0% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 136 | 8.8% | 43.1% |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 110 | 7.1% | — |
| 4 | First Merchants Bank 58 out of 100, Moderate | 101 | 6.6% | 19.8% |
| 5 | Rocket Mortgage, LLC | 66 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 53 | 3.4% | — |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 42 | 2.7% | 39.5% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 2.7% | — |
| 9 | Industrial Federal Credit Union 71 out of 100, Strong | 35 | 2.3% | 12.3% |
| 10 | Encompass Federal Credit Union 52 out of 100, Below average | 34 | 2.2% | 7.0% |
| 11 | PURDUE | 29 | 1.9% | — |
| 12 | NEWREZ LLC | 28 | 1.8% | — |
| 13 | The Huntington National Bank 59 out of 100, Moderate | 26 | 1.7% | 31.6% |
| 14 | FREEDOM MORTGAGE CORPORATION | 25 | 1.6% | — |
| 15 | CMG MORTGAGE, INC. | 24 | 1.6% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.6% | 14.1% |
| 17 | Loandepot.Com, LLC | 23 | 1.5% | — |
| 18 | AmeriSave Mortgage Corporation | 21 | 1.4% | — |
| 19 | Fifth Third Bank, National Association 62 out of 100, Moderate | 21 | 1.4% | 34.0% |
| 20 | NATIONSTAR MORTGAGE LLC | 20 | 1.3% | — |
| 21 | Mortgage Research Center, LLC | 19 | 1.2% | — |
| 22 | Prosperity Home Mortgage, LLC | 19 | 1.2% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 1.2% | — |
| 24 | First Financial Bank 68 out of 100, Moderate | 18 | 1.2% | 24.9% |
| 25 | Broker Solutions, Inc. | 16 | 1.0% | — |
| 26 | Security Federal Savings Bank 68 out of 100, Moderate | 16 | 1.0% | 7.5% |
| 27 | Coastal Community Bank 35 out of 100, Low | 16 | 1.0% | 3.0% |
| 28 | Fairway Independent Mortgage Corporation | 13 | 0.8% | — |
| 29 | STOCKTON MORTGAGE CORPORATION | 12 | 0.8% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.8% | — |
| 31 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 12 | 0.8% | 17.6% |
| 32 | PLANET HOME LENDING, LLC | 10 | 0.6% | — |
| 33 | The Fountain Trust Company 69 out of 100, Moderate | 10 | 0.6% | 23.8% |
| 34 | GUILD MORTGAGE COMPANY | 9 | 0.6% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.6% | — |
| 36 | Farm Credit Mid-America | 9 | 0.6% | — |
| 37 | 1st Source Bank 75 out of 100, Strong | 9 | 0.6% | 19.3% |
| 38 | SPRING EQ, LLC | 8 | 0.5% | — |
| 39 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | 0.5% | — |
| 40 | Wolfe Financial, Inc | 8 | 0.5% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps