Indiana · HMDA 2025
Mortgage lenders in Decatur County, IN
132 lenders reported 1,158 home-loan applications in Decatur County in 2025. 685 closed as loans ($125.5M), 149 were denied — a 17.3% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 26% of applications, led by First Financial Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,158
- Loans originated
- 685
- Purchase / refinance
- 298 / 249
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Decatur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 68 out of 100, Moderate | 128 | 11.1% | 24.9% |
| 2 | Centra Credit Union 73 out of 100, Strong | 94 | 8.1% | 9.4% |
| 3 | Fifth Third Bank, National Association 62 out of 100, Moderate | 79 | 6.8% | 34.0% |
| 4 | GVC MORTGAGE, INC. | 58 | 5.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 57 | 4.9% | — |
| 6 | Jackson County Bank 53 out of 100, Below average | 52 | 4.5% | 12.1% |
| 7 | Rocket Mortgage, LLC | 48 | 4.1% | — |
| 8 | RUOFF MORTGAGE COMPANY, INC. | 42 | 3.6% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 38 | 3.3% | — |
| 10 | German American Bank 75 out of 100, Strong | 29 | 2.5% | 17.2% |
| 11 | NEWREZ LLC | 26 | 2.2% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.2% | — |
| 13 | First Federal Savings and Loan Association of Greensburg | 21 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.8% | — |
| 15 | Mortgage Research Center, LLC | 20 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 17 | 1.5% | — |
| 17 | HONDA Federal Credit Union 62 out of 100, Moderate | 17 | 1.5% | 28.0% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.2% | 14.1% |
| 19 | PLANET HOME LENDING, LLC | 14 | 1.2% | — |
| 20 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 1.2% | — |
| 21 | GoodLeap, LLC | 13 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 1.0% | 39.5% |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 12 | 1.0% | — |
| 26 | Fairway Independent Mortgage Corporation | 11 | 0.9% | — |
| 27 | Union Savings Bank 74 out of 100, Strong | 11 | 0.9% | 5.3% |
| 28 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 10 | 0.9% | — |
| 30 | Union Savings And Loan Association | 10 | 0.9% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 0.7% | 33.8% |
| 32 | FCN Bank, National Association 73 out of 100, Strong | 8 | 0.7% | 5.7% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
| 34 | THE FRIENDSHIP STATE BANK 66 out of 100, Moderate | 7 | 0.6% | 14.4% |
| 35 | UNION HOME MORTGAGE CORP. | 7 | 0.6% | — |
| 36 | The Huntington National Bank 59 out of 100, Moderate | 6 | 0.5% | 31.6% |
| 37 | Old National Bank 59 out of 100, Moderate | 6 | 0.5% | 22.1% |
| 38 | FIRST COMMUNITY MORTGAGE, INC. | 6 | 0.5% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 6 | 0.5% | 3.0% |
| 40 | CMG MORTGAGE, INC. | 5 | 0.4% | — |
Top 40 of 132 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps