Indiana · HMDA 2025
Mortgage lenders in Fulton County, IN
124 lenders reported 999 home-loan applications in Fulton County in 2025. 528 closed as loans ($73.5M), 180 were denied — a 24.3% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 32% of applications, led by First Federal Savings Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 999
- Loans originated
- 528
- Purchase / refinance
- 236 / 169
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fulton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Federal Savings Bank 56 out of 100, Moderate | 128 | 12.8% | 1.8% |
| 2 | Zippy Loans, LLC | 106 | 10.6% | — |
| 3 | 21st Mortgage Corporation | 85 | 8.5% | — |
| 4 | Lake City Bank 73 out of 100, Strong | 76 | 7.6% | 12.4% |
| 5 | BEACON CREDIT UNION | 54 | 5.4% | — |
| 6 | 1st Source Bank 75 out of 100, Strong | 44 | 4.4% | 19.3% |
| 7 | RUOFF MORTGAGE COMPANY, INC. | 39 | 3.9% | — |
| 8 | Rocket Mortgage, LLC | 37 | 3.7% | — |
| 9 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 34 | 3.4% | 22.2% |
| 10 | Mortgage Research Center, LLC | 26 | 2.6% | — |
| 11 | Flagstar Bank, N.A. 31 out of 100, Low | 18 | 1.8% | 35.1% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 17 | 1.7% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 17 | 1.7% | 39.5% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.5% | 14.1% |
| 15 | NEWREZ LLC | 14 | 1.4% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 12 | 1.2% | — |
| 17 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 18 | AmeriSave Mortgage Corporation | 9 | 0.9% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.9% | — |
| 20 | Coastal Community Bank 35 out of 100, Low | 9 | 0.9% | 3.0% |
| 21 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 22 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 8 | 0.8% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 0.8% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.7% | — |
| 25 | FIGURE LENDING LLC | 7 | 0.7% | — |
| 26 | GVC MORTGAGE, INC. | 7 | 0.7% | — |
| 27 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 0.6% | — |
| 28 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 6 | 0.6% | 17.6% |
| 29 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.5% | 33.8% |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.5% | — |
| 31 | PLANET HOME LENDING, LLC | 5 | 0.5% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.5% | — |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 4 | 0.4% | 31.6% |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.4% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 4 | 0.4% | — |
| 36 | Regions Bank 64 out of 100, Moderate | 4 | 0.4% | 43.1% |
| 37 | Community First Bank of Indiana 55 out of 100, Moderate | 4 | 0.4% | 10.2% |
| 38 | First Financial Bank 68 out of 100, Moderate | 4 | 0.4% | 24.9% |
| 39 | CMG MORTGAGE, INC. | 3 | 0.3% | — |
| 40 | GUARANTEED RATE, INC. | 3 | 0.3% | — |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps