Indiana · HMDA 2025
Mortgage lenders in Henry County, IN
207 lenders reported 2,246 home-loan applications in Henry County in 2025. 1,136 closed as loans ($175.5M), 422 were denied — a 26.0% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 21% of applications, led by First Merchants Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,246
- Loans originated
- 1,136
- Purchase / refinance
- 532 / 398
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Henry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Merchants Bank 58 out of 100, Moderate | 252 | 11.2% | 19.8% |
| 2 | Rocket Mortgage, LLC | 107 | 4.8% | — |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 107 | 4.8% | — |
| 4 | NEWREZ LLC | 106 | 4.7% | — |
| 5 | STAR Financial Bank 68 out of 100, Moderate | 98 | 4.4% | 30.3% |
| 6 | Citizens State Bank of New Castle, Indiana 70 out of 100, Strong | 71 | 3.2% | 20.7% |
| 7 | First Financial Bank 68 out of 100, Moderate | 68 | 3.0% | 24.9% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 66 | 2.9% | 39.5% |
| 9 | UNION HOME MORTGAGE CORP. | 61 | 2.7% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 54 | 2.4% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 2.1% | — |
| 12 | Broker Solutions, Inc. | 47 | 2.1% | — |
| 13 | GUILD MORTGAGE COMPANY | 43 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 41 | 1.8% | 14.1% |
| 15 | FREEDOM MORTGAGE CORPORATION | 39 | 1.7% | — |
| 16 | Mortgage Research Center, LLC | 36 | 1.6% | — |
| 17 | NATIONSTAR MORTGAGE LLC | 35 | 1.6% | — |
| 18 | Fairway Independent Mortgage Corporation | 33 | 1.5% | — |
| 19 | AmeriSave Mortgage Corporation | 33 | 1.5% | — |
| 20 | Loandepot.Com, LLC | 32 | 1.4% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.4% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 31 | 1.4% | — |
| 23 | GVC MORTGAGE, INC. | 28 | 1.2% | — |
| 24 | PLANET HOME LENDING, LLC | 24 | 1.1% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 1.0% | 33.8% |
| 26 | Fifth Third Bank, National Association 62 out of 100, Moderate | 21 | 0.9% | 34.0% |
| 27 | FORUM | 20 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 17 | 0.8% | — |
| 29 | SPRING EQ, LLC | 17 | 0.8% | — |
| 30 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 17 | 0.8% | 14.1% |
| 31 | Coastal Community Bank 35 out of 100, Low | 17 | 0.8% | 3.0% |
| 32 | The Huntington National Bank 59 out of 100, Moderate | 16 | 0.7% | 31.6% |
| 33 | MYCUMORTGAGE, LLC | 16 | 0.7% | — |
| 34 | GoodLeap, LLC | 15 | 0.7% | — |
| 35 | CALCON MUTUAL MORTGAGE LLC | 14 | 0.6% | — |
| 36 | ROYAL UNITED MORTGAGE LLC | 14 | 0.6% | — |
| 37 | 21st Mortgage Corporation | 13 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 13 | 0.6% | — |
| 39 | Discover Bank | 12 | 0.5% | — |
| 40 | MJW FINANCIAL LLC | 11 | 0.5% | — |
Top 40 of 207 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps