Indiana · HMDA 2025
Mortgage lenders in Lawrence County, IN
162 lenders reported 2,122 home-loan applications in Lawrence County in 2025. 1,162 closed as loans ($188.2M), 337 were denied — a 21.4% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 26% of applications, led by HOOSIER HILLS CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,122
- Loans originated
- 1,162
- Purchase / refinance
- 530 / 428
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lawrence County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | HOOSIER HILLS CREDIT UNION 59 out of 100, Moderate | 272 | 12.8% | 19.7% |
| 2 | CMG MORTGAGE, INC. | 161 | 7.6% | — |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 114 | 5.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 96 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 88 | 4.1% | — |
| 6 | German American Bank 75 out of 100, Strong | 71 | 3.3% | 17.2% |
| 7 | Jackson County Bank 53 out of 100, Below average | 69 | 3.3% | 12.1% |
| 8 | INDIANA UNIVERSITY CREDIT UNION 72 out of 100, Strong | 66 | 3.1% | 17.1% |
| 9 | Mortgage Research Center, LLC | 58 | 2.7% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 52 | 2.5% | — |
| 11 | NEWREZ LLC | 44 | 2.1% | — |
| 12 | Paramount Residential Mortgage Group, Inc. | 41 | 1.9% | — |
| 13 | CRANE | 39 | 1.8% | — |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 36 | 1.7% | 34.0% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 35 | 1.6% | 14.1% |
| 16 | 21st Mortgage Corporation | 30 | 1.4% | — |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 29 | 1.4% | 39.5% |
| 18 | Old National Bank 59 out of 100, Moderate | 29 | 1.4% | 22.1% |
| 19 | Loandepot.Com, LLC | 26 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 26 | 1.2% | — |
| 21 | AmeriSave Mortgage Corporation | 26 | 1.2% | — |
| 22 | CARRINGTON MORTGAGE SERVICES, LLC | 26 | 1.2% | — |
| 23 | Broker Solutions, Inc. | 25 | 1.2% | — |
| 24 | Regions Bank 64 out of 100, Moderate | 25 | 1.2% | 43.1% |
| 25 | GoodLeap, LLC | 25 | 1.2% | — |
| 26 | Flanagan State Bank 67 out of 100, Moderate | 24 | 1.1% | 14.2% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 1.0% | — |
| 28 | PLANET HOME LENDING, LLC | 21 | 1.0% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 0.9% | 32.9% |
| 30 | NATIONSTAR MORTGAGE LLC | 19 | 0.9% | — |
| 31 | NEW DAY FINANCIAL, LLC | 18 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 17 | 0.8% | — |
| 33 | PREMIER MORTGAGE RESOURCES, L.L.C. | 17 | 0.8% | — |
| 34 | The Peoples State Bank 78 out of 100, Strong | 15 | 0.7% | 5.7% |
| 35 | Owen County State Bank 59 out of 100, Moderate | 14 | 0.7% | 19.7% |
| 36 | VANDERBILT MORTGAGE AND FINANCE, INC. | 12 | 0.6% | — |
| 37 | Centra Credit Union 73 out of 100, Strong | 11 | 0.5% | 9.4% |
| 38 | Farm Credit Mid-America | 11 | 0.5% | — |
| 39 | SPRING EQ, LLC | 10 | 0.5% | — |
| 40 | GUARANTEED RATE, INC. | 9 | 0.4% | — |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps