Indiana · HMDA 2025
Mortgage lenders in Monroe County, IN
256 lenders reported 4,602 home-loan applications in Monroe County in 2025. 2,741 closed as loans ($822.2M), 565 were denied — a 16.3% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 29% of applications, led by INDIANA UNIVERSITY CREDIT UNION. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,602
- Loans originated
- 2,741
- Purchase / refinance
- 1,334 / 1,006
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | INDIANA UNIVERSITY CREDIT UNION 72 out of 100, Strong | 809 | 17.6% | 17.1% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 330 | 7.2% | — |
| 3 | CMG MORTGAGE, INC. | 201 | 4.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 159 | 3.5% | — |
| 5 | Rocket Mortgage, LLC | 155 | 3.4% | — |
| 6 | Old National Bank 59 out of 100, Moderate | 152 | 3.3% | 22.1% |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 149 | 3.2% | 14.1% |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 138 | 3.0% | 34.0% |
| 9 | German American Bank 75 out of 100, Strong | 115 | 2.5% | 17.2% |
| 10 | The Peoples State Bank 78 out of 100, Strong | 99 | 2.2% | 5.7% |
| 11 | NEWREZ LLC | 88 | 1.9% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 76 | 1.7% | — |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 71 | 1.5% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 66 | 1.4% | — |
| 15 | PREMIER MORTGAGE RESOURCES, L.L.C. | 66 | 1.4% | — |
| 16 | Jackson County Bank 53 out of 100, Below average | 66 | 1.4% | 12.1% |
| 17 | Regions Bank 64 out of 100, Moderate | 52 | 1.1% | 43.1% |
| 18 | Mortgage Research Center, LLC | 49 | 1.1% | — |
| 19 | FIGURE LENDING LLC | 49 | 1.1% | — |
| 20 | STOCKTON MORTGAGE CORPORATION | 49 | 1.1% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 48 | 1.0% | 32.9% |
| 22 | FAIR WAY LENDING LLC | 46 | 1.0% | — |
| 23 | HOOSIER HILLS CREDIT UNION 59 out of 100, Moderate | 44 | 1.0% | 19.7% |
| 24 | NATIONSTAR MORTGAGE LLC | 43 | 0.9% | — |
| 25 | Owen County State Bank 59 out of 100, Moderate | 38 | 0.8% | 19.7% |
| 26 | First Financial Bank 68 out of 100, Moderate | 38 | 0.8% | 24.9% |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 35 | 0.8% | — |
| 28 | 21st Mortgage Corporation | 34 | 0.7% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 34 | 0.7% | — |
| 30 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 34 | 0.7% | 14.1% |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 0.7% | 39.5% |
| 32 | Coastal Community Bank 35 out of 100, Low | 31 | 0.7% | 3.0% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 30 | 0.7% | 32.5% |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 30 | 0.7% | — |
| 35 | Farmers and Mechanics Federal Savings Bank 54 out of 100, Below average | 30 | 0.7% | 12.8% |
| 36 | Fairway Independent Mortgage Corporation | 29 | 0.6% | — |
| 37 | Discover Bank | 28 | 0.6% | — |
| 38 | SPRING EQ, LLC | 27 | 0.6% | — |
| 39 | Union Savings Bank 74 out of 100, Strong | 26 | 0.6% | 5.3% |
| 40 | Loandepot.Com, LLC | 24 | 0.5% | — |
Top 40 of 256 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps