Indiana · HMDA 2025
Mortgage lenders in Shelby County, IN
207 lenders reported 2,412 home-loan applications in Shelby County in 2025. 1,244 closed as loans ($235.9M), 404 were denied — a 23.7% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 16% of applications, led by Fifth Third Bank, National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,412
- Loans originated
- 1,244
- Purchase / refinance
- 594 / 410
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Shelby County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 151 | 6.3% | 34.0% |
| 2 | GVC MORTGAGE, INC. | 115 | 4.8% | — |
| 3 | Centra Credit Union 73 out of 100, Strong | 108 | 4.5% | 9.4% |
| 4 | First Financial Bank 68 out of 100, Moderate | 101 | 4.2% | 24.9% |
| 5 | Rocket Mortgage, LLC | 100 | 4.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 78 | 3.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 74 | 3.1% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 73 | 3.0% | 14.1% |
| 9 | NEWREZ LLC | 70 | 2.9% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 62 | 2.6% | 39.5% |
| 11 | Fairway Independent Mortgage Corporation | 60 | 2.5% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 58 | 2.4% | — |
| 13 | First Merchants Bank 58 out of 100, Moderate | 58 | 2.4% | 19.8% |
| 14 | PNC Bank, National Association 62 out of 100, Moderate | 53 | 2.2% | 33.8% |
| 15 | Taylor Morrison Home Funding, Inc. | 50 | 2.1% | — |
| 16 | Mortgage Research Center, LLC | 45 | 1.9% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 40 | 1.7% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 37 | 1.5% | — |
| 19 | INDIANA MEMBERS CREDIT UNION 74 out of 100, Strong | 33 | 1.4% | 14.1% |
| 20 | RUOFF MORTGAGE COMPANY, INC. | 33 | 1.4% | — |
| 21 | GUILD MORTGAGE COMPANY | 32 | 1.3% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 31 | 1.3% | — |
| 23 | KeyBank National Association 63 out of 100, Moderate | 30 | 1.2% | 32.8% |
| 24 | M/I FINANCIAL, LLC | 29 | 1.2% | — |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 25 | 1.0% | 31.6% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 25 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 24 | 1.0% | — |
| 28 | DHI MORTGAGE COMPANY, LTD. | 23 | 1.0% | — |
| 29 | GUARANTEED RATE, INC. | 22 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 22 | 0.9% | — |
| 31 | Broker Solutions, Inc. | 21 | 0.9% | — |
| 32 | FORUM | 19 | 0.8% | — |
| 33 | SPRING EQ, LLC | 18 | 0.7% | — |
| 34 | MJW FINANCIAL LLC | 18 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 18 | 0.7% | — |
| 36 | NEW DAY FINANCIAL, LLC | 18 | 0.7% | — |
| 37 | UNION HOME MORTGAGE CORP. | 18 | 0.7% | — |
| 38 | First Bank Richmond 52 out of 100, Below average | 18 | 0.7% | 13.7% |
| 39 | Coastal Community Bank 35 out of 100, Low | 18 | 0.7% | 3.0% |
| 40 | GoodLeap, LLC | 17 | 0.7% | — |
Top 40 of 207 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps