Indiana · HMDA 2025
Mortgage lenders in Wabash County, IN
143 lenders reported 1,249 home-loan applications in Wabash County in 2025. 715 closed as loans ($107.5M), 192 were denied — a 19.9% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 25% of applications, led by RUOFF MORTGAGE COMPANY, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,249
- Loans originated
- 715
- Purchase / refinance
- 357 / 253
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wabash County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RUOFF MORTGAGE COMPANY, INC. | 121 | 9.7% | — |
| 2 | Crossroads Bank 57 out of 100, Moderate | 97 | 7.8% | 4.7% |
| 3 | BEACON CREDIT UNION | 95 | 7.6% | — |
| 4 | Rocket Mortgage, LLC | 58 | 4.6% | — |
| 5 | NEWREZ LLC | 52 | 4.2% | — |
| 6 | First Merchants Bank 58 out of 100, Moderate | 52 | 4.2% | 19.8% |
| 7 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 45 | 3.6% | 17.6% |
| 8 | Lake City Bank 73 out of 100, Strong | 28 | 2.2% | 12.4% |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 26 | 2.1% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 26 | 2.1% | — |
| 11 | Flagstar Bank, N.A. 31 out of 100, Low | 26 | 2.1% | 35.1% |
| 12 | Mortgage Research Center, LLC | 25 | 2.0% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 23 | 1.8% | — |
| 14 | 21st Mortgage Corporation | 21 | 1.7% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.5% | 14.1% |
| 16 | GoodLeap, LLC | 19 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 18 | 1.4% | — |
| 18 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 18 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 16 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 15 | 1.2% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 14 | 1.1% | — |
| 23 | AmeriSave Mortgage Corporation | 13 | 1.0% | — |
| 24 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 12 | 1.0% | 22.2% |
| 25 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 1.0% | 34.0% |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 11 | 0.9% | 31.6% |
| 27 | GVC MORTGAGE, INC. | 11 | 0.9% | — |
| 28 | UNION HOME MORTGAGE CORP. | 11 | 0.9% | — |
| 29 | STAR Financial Bank 68 out of 100, Moderate | 11 | 0.9% | 30.3% |
| 30 | Coastal Community Bank 35 out of 100, Low | 11 | 0.9% | 3.0% |
| 31 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 0.8% | — |
| 32 | Discover Bank | 10 | 0.8% | — |
| 33 | First Federal Savings Bank 56 out of 100, Moderate | 10 | 0.8% | 1.8% |
| 34 | First Financial Bank 68 out of 100, Moderate | 10 | 0.8% | 24.9% |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.7% | 33.8% |
| 36 | SPRING EQ, LLC | 9 | 0.7% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.7% | — |
| 38 | Three Rivers Federal Credit Union 78 out of 100, Strong | 9 | 0.7% | 16.3% |
| 39 | Fairway Independent Mortgage Corporation | 8 | 0.6% | — |
| 40 | FIGURE LENDING LLC | 8 | 0.6% | — |
Top 40 of 143 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps