Indiana · HMDA 2025
Mortgage lenders in Washington County, IN
153 lenders reported 1,384 home-loan applications in Washington County in 2025. 722 closed as loans ($118.7M), 221 were denied — a 22.7% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 23% of applications, led by Centra Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,384
- Loans originated
- 722
- Purchase / refinance
- 299 / 216
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Centra Credit Union 73 out of 100, Strong | 143 | 10.3% | 9.4% |
| 2 | First Harrison Bank 75 out of 100, Strong | 110 | 7.9% | 11.3% |
| 3 | First Savings Bank | 67 | 4.8% | — |
| 4 | PNC Bank, National Association 62 out of 100, Moderate | 61 | 4.4% | 33.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 54 | 3.9% | — |
| 6 | LEADERONE FINANCIAL CORPORATION | 48 | 3.5% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 45 | 3.3% | — |
| 8 | Rocket Mortgage, LLC | 43 | 3.1% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 42 | 3.0% | — |
| 10 | BEACON CREDIT UNION | 32 | 2.3% | — |
| 11 | 21st Mortgage Corporation | 31 | 2.2% | — |
| 12 | PLANET HOME LENDING, LLC | 26 | 1.9% | — |
| 13 | Mortgage Research Center, LLC | 25 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 25 | 1.8% | — |
| 15 | German American Bank 75 out of 100, Strong | 24 | 1.7% | 17.2% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.5% | 14.1% |
| 17 | U.S. Bank National Association 55 out of 100, Moderate | 20 | 1.4% | 39.5% |
| 18 | Farm Credit Mid-America | 19 | 1.4% | — |
| 19 | NEWREZ LLC | 18 | 1.3% | — |
| 20 | Fifth Third Bank, National Association 62 out of 100, Moderate | 17 | 1.2% | 34.0% |
| 21 | HOOSIER HILLS CREDIT UNION 59 out of 100, Moderate | 16 | 1.2% | 19.7% |
| 22 | FREEDOM MORTGAGE CORPORATION | 16 | 1.2% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 16 | 1.2% | — |
| 24 | AmeriSave Mortgage Corporation | 15 | 1.1% | — |
| 25 | RUOFF MORTGAGE COMPANY, INC. | 14 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 12 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 10 | 0.7% | — |
| 29 | Discover Bank | 10 | 0.7% | — |
| 30 | SPRING EQ, LLC | 10 | 0.7% | — |
| 31 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.7% | — |
| 32 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 9 | 0.7% | 74.7% |
| 34 | Northpointe Bank 58 out of 100, Moderate | 9 | 0.7% | 10.4% |
| 35 | SUCCESS MORTGAGE PARTNERS, INC. | 9 | 0.7% | — |
| 36 | Regions Bank 64 out of 100, Moderate | 8 | 0.6% | 43.1% |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | 0.6% | — |
| 38 | INTERLINC MORTGAGE SERVICES, LLC | 8 | 0.6% | — |
| 39 | Equity Prime Mortgage LLC | 8 | 0.6% | — |
| 40 | STOCKTON MORTGAGE CORPORATION | 8 | 0.6% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps