Indiana · HMDA 2025
Mortgage lenders in Wells County, IN
121 lenders reported 1,370 home-loan applications in Wells County in 2025. 798 closed as loans ($132.2M), 223 were denied — a 20.8% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 24% of applications, led by Three Rivers Federal Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,370
- Loans originated
- 798
- Purchase / refinance
- 369 / 224
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wells County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Three Rivers Federal Credit Union 78 out of 100, Strong | 144 | 10.5% | 16.3% |
| 2 | PROFED CREDIT UNION | 103 | 7.5% | — |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 84 | 6.1% | — |
| 4 | STOCKTON MORTGAGE CORPORATION | 82 | 6.0% | — |
| 5 | First Bank of Berne 73 out of 100, Strong | 60 | 4.4% | 9.9% |
| 6 | First Merchants Bank 58 out of 100, Moderate | 58 | 4.2% | 19.8% |
| 7 | Zippy Loans, LLC | 53 | 3.9% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 45 | 3.3% | — |
| 9 | Rocket Mortgage, LLC | 42 | 3.1% | — |
| 10 | The Farmers & Merchants State Bank | 42 | 3.1% | — |
| 11 | MidWest America Federal Credit Union 79 out of 100, Strong | 35 | 2.6% | 9.2% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 31 | 2.3% | 33.8% |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 31 | 2.3% | 34.0% |
| 14 | DHI MORTGAGE COMPANY, LTD. | 29 | 2.1% | — |
| 15 | 1st Source Bank 75 out of 100, Strong | 26 | 1.9% | 19.3% |
| 16 | NEWREZ LLC | 25 | 1.8% | — |
| 17 | 21st Mortgage Corporation | 24 | 1.8% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 23 | 1.7% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.4% | 14.1% |
| 20 | Flagstar Bank, N.A. 31 out of 100, Low | 19 | 1.4% | 35.1% |
| 21 | Fairway Independent Mortgage Corporation | 18 | 1.3% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 16 | 1.2% | — |
| 24 | GVC MORTGAGE, INC. | 16 | 1.2% | — |
| 25 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 1.2% | — |
| 26 | Mortgage Research Center, LLC | 15 | 1.1% | — |
| 27 | Loandepot.Com, LLC | 14 | 1.0% | — |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 13 | 0.9% | — |
| 30 | Broker Solutions, Inc. | 12 | 0.9% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 12 | 0.9% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.9% | — |
| 33 | FIGURE LENDING LLC | 11 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 10 | 0.7% | — |
| 35 | LOWER, LLC | 10 | 0.7% | — |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 0.6% | 39.5% |
| 37 | Coastal Community Bank 35 out of 100, Low | 8 | 0.6% | 3.0% |
| 38 | UNION HOME MORTGAGE CORP. | 7 | 0.5% | — |
| 39 | STAR Financial Bank 68 out of 100, Moderate | 7 | 0.5% | 30.3% |
| 40 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 6 | 0.4% | 22.2% |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps