Indiana · HMDA 2025
Mortgage lenders in White County, IN
152 lenders reported 1,191 home-loan applications in White County in 2025. 642 closed as loans ($111.7M), 191 were denied — a 22.1% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 24% of applications, led by First Merchants Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,191
- Loans originated
- 642
- Purchase / refinance
- 269 / 221
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in White County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Merchants Bank 58 out of 100, Moderate | 171 | 14.4% | 19.8% |
| 2 | Rocket Mortgage, LLC | 65 | 5.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 45 | 3.8% | — |
| 4 | PURDUE | 43 | 3.6% | — |
| 5 | Centier Bank 67 out of 100, Moderate | 40 | 3.4% | 21.6% |
| 6 | Industrial Federal Credit Union 71 out of 100, Strong | 38 | 3.2% | 12.3% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 2.5% | — |
| 8 | NEWREZ LLC | 29 | 2.4% | — |
| 9 | Broker Solutions, Inc. | 25 | 2.1% | — |
| 10 | RUOFF MORTGAGE COMPANY, INC. | 24 | 2.0% | — |
| 11 | Mortgage Research Center, LLC | 23 | 1.9% | — |
| 12 | Fifth Third Bank, National Association 62 out of 100, Moderate | 23 | 1.9% | 34.0% |
| 13 | The Fountain Trust Company 69 out of 100, Moderate | 22 | 1.8% | 23.8% |
| 14 | Horizon Bank 72 out of 100, Strong | 22 | 1.8% | 22.7% |
| 15 | Flagstar Bank, N.A. 31 out of 100, Low | 21 | 1.8% | 35.1% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 19 | 1.6% | — |
| 18 | NEW DAY FINANCIAL, LLC | 19 | 1.6% | — |
| 19 | GUILD MORTGAGE COMPANY | 18 | 1.5% | — |
| 20 | Bank of Wolcott 81 out of 100, Strong | 18 | 1.5% | 0.0% |
| 21 | GoodLeap, LLC | 17 | 1.4% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.3% | 14.1% |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 14 | 1.2% | 39.5% |
| 24 | GUARANTEED RATE, INC. | 13 | 1.1% | — |
| 25 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 26 | Security Federal Savings Bank 68 out of 100, Moderate | 12 | 1.0% | 7.5% |
| 27 | CMG MORTGAGE, INC. | 11 | 0.9% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.9% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 11 | 0.9% | — |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 10 | 0.8% | 31.6% |
| 31 | GVC MORTGAGE, INC. | 10 | 0.8% | — |
| 32 | Old National Bank 59 out of 100, Moderate | 10 | 0.8% | 22.1% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.8% | — |
| 34 | Discover Bank | 9 | 0.8% | — |
| 35 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.8% | 33.8% |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 9 | 0.8% | — |
| 37 | Fairway Independent Mortgage Corporation | 8 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 8 | 0.7% | — |
| 39 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 40 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | 0.7% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps