Kansas · HMDA 2025
Mortgage lenders in Kingman County, KS
78 lenders reported 223 home-loan applications in Kingman County in 2025. 138 closed as loans ($21.5M), 33 were denied — a 18.5% denial rate on decided applications, close to the Kansas rate of 18.1%. The three most active lenders handled 23% of applications, led by Citizens Bank of Kansas. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 223
- Loans originated
- 138
- Purchase / refinance
- 77 / 41
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kingman County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Citizens Bank of Kansas 72 out of 100, Strong | 18 | 8.1% | 12.7% |
| 2 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 18 | 8.1% | 29.0% |
| 3 | The Citizens State Bank of Cheney, Kansas 74 out of 100, Strong | 15 | 6.7% | 10.9% |
| 4 | Peoples Bank and Trust Company 61 out of 100, Moderate | 13 | 5.8% | 4.9% |
| 5 | GUILD MORTGAGE COMPANY | 7 | 3.1% | — |
| 6 | Fidelity Bank, National Association 60 out of 100, Moderate | 7 | 3.1% | 24.9% |
| 7 | NEWREZ LLC | 6 | 2.7% | — |
| 8 | Rocket Mortgage, LLC | 6 | 2.7% | — |
| 9 | American Mortgage Bank, LLC | 6 | 2.7% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 5 | 2.2% | — |
| 11 | Mortgage Research Center, LLC | 5 | 2.2% | — |
| 12 | Farm Credit Mid-America | 5 | 2.2% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.8% | 39.5% |
| 14 | HEARTLAND CREDIT UNION | 4 | 1.8% | — |
| 15 | Emprise Bank 66 out of 100, Moderate | 4 | 1.8% | 34.6% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.3% | 14.1% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 3 | 1.3% | — |
| 18 | Garden Plain State Bank 88 out of 100, Very strong | 3 | 1.3% | 2.4% |
| 19 | Gateway First Bank 54 out of 100, Below average | 3 | 1.3% | 5.3% |
| 20 | Wichita Federal Credit Union 63 out of 100, Moderate | 3 | 1.3% | 19.1% |
| 21 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 3 | 1.3% | 45.9% |
| 22 | MERITRUST Federal Credit Union | 3 | 1.3% | — |
| 23 | UNION HOME MORTGAGE CORP. | 3 | 1.3% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.3% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.9% | 32.9% |
| 26 | 21st Mortgage Corporation | 2 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.9% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.9% | 44.7% |
| 29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 0.9% | — |
| 30 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 31 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | 0.9% | — |
| 32 | Union State Bank 76 out of 100, Strong | 2 | 0.9% | 6.0% |
| 33 | AMERICAN FINANCING CORPORATION | 2 | 0.9% | — |
| 34 | Legacy Bank 74 out of 100, Strong | 2 | 0.9% | 4.8% |
| 35 | The Bennington State Bank 75 out of 100, Strong | 2 | 0.9% | 4.5% |
| 36 | QUANTUM CREDIT UNION 74 out of 100, Strong | 2 | 0.9% | 18.4% |
| 37 | NATIONSTAR MORTGAGE LLC | 2 | 0.9% | — |
| 38 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.9% | — |
| 39 | The First National Bank of Hutchinson 78 out of 100, Strong | 2 | 0.9% | 1.6% |
| 40 | ROYAL UNITED MORTGAGE LLC | 2 | 0.9% | — |
Top 40 of 78 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps