Maine · HMDA 2025
Mortgage lenders in Washington County, ME
137 lenders reported 1,155 home-loan applications in Washington County in 2025. 632 closed as loans ($112.9M), 246 were denied — a 27.3% denial rate on decided applications, above the Maine rate of 19.7%. The three most active lenders handled 33% of applications, led by Machias Savings Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,155
- Loans originated
- 632
- Purchase / refinance
- 314 / 163
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Machias Savings Bank 73 out of 100, Strong | 194 | 16.8% | 23.7% |
| 2 | Rocket Mortgage, LLC | 95 | 8.2% | — |
| 3 | Bangor Savings Bank 55 out of 100, Moderate | 88 | 7.6% | 19.7% |
| 4 | The Camden National Bank 69 out of 100, Moderate | 76 | 6.6% | 16.7% |
| 5 | First National Bank 64 out of 100, Moderate | 64 | 5.5% | 9.9% |
| 6 | Bar Harbor Bank & Trust 73 out of 100, Strong | 40 | 3.5% | 25.5% |
| 7 | Mortgage Research Center, LLC | 36 | 3.1% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 27 | 2.3% | — |
| 9 | CMG MORTGAGE, INC. | 24 | 2.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 23 | 2.0% | — |
| 11 | Maine Savings Federal Credit Union 47 out of 100, Below average | 23 | 2.0% | 20.1% |
| 12 | Loandepot.Com, LLC | 21 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.6% | 14.1% |
| 14 | NEWREZ LLC | 18 | 1.6% | — |
| 15 | AmeriSave Mortgage Corporation | 18 | 1.6% | — |
| 16 | Broker Solutions, Inc. | 17 | 1.5% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 1.3% | 32.9% |
| 18 | CUSO MORTGAGE CORPORATION | 15 | 1.3% | — |
| 19 | Downeast Credit Union 54 out of 100, Below average | 14 | 1.2% | 34.2% |
| 20 | FREEDOM MORTGAGE CORPORATION | 14 | 1.2% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 13 | 1.1% | 44.7% |
| 22 | MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 1.0% | — |
| 23 | TOTAL MORTGAGE SERVICES, LLC | 11 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 11 | 1.0% | 3.0% |
| 25 | NEW DAY FINANCIAL, LLC | 10 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 27 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.6% | 32.5% |
| 28 | Discover Bank | 7 | 0.6% | — |
| 29 | GUILD MORTGAGE COMPANY | 7 | 0.6% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 31 | SPRING EQ, LLC | 7 | 0.6% | — |
| 32 | LEADERONE FINANCIAL CORPORATION | 7 | 0.6% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 7 | 0.6% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.5% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.5% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 6 | 0.5% | 37.2% |
| 37 | PHH Mortgage Corporation | 6 | 0.5% | — |
| 38 | Acadia Federal Credit Union 60 out of 100, Moderate | 5 | 0.4% | 0.9% |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 5 | 0.4% | 19.1% |
| 40 | ZILLOW HOME LOANS, LLC | 5 | 0.4% | — |
Top 40 of 137 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps