Maine · HMDA 2025
Mortgage lenders in Franklin County, ME
166 lenders reported 1,145 home-loan applications in Franklin County in 2025. 618 closed as loans ($164.0M), 175 were denied — a 21.2% denial rate on decided applications, above the Maine rate of 19.7%. The three most active lenders handled 23% of applications, led by Bangor Savings Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,145
- Loans originated
- 618
- Purchase / refinance
- 360 / 154
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bangor Savings Bank 55 out of 100, Moderate | 127 | 11.1% | 19.7% |
| 2 | Skowhegan Savings Bank | 78 | 6.8% | — |
| 3 | Rocket Mortgage, LLC | 62 | 5.4% | — |
| 4 | Mortgage Research Center, LLC | 43 | 3.8% | — |
| 5 | GUILD MORTGAGE COMPANY | 39 | 3.4% | — |
| 6 | CMG MORTGAGE, INC. | 36 | 3.1% | — |
| 7 | Kennebec Savings Bank | 35 | 3.1% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 31 | 2.7% | — |
| 9 | University Credit Union | 27 | 2.4% | — |
| 10 | NEWREZ LLC | 25 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 2.2% | — |
| 12 | The Camden National Bank 69 out of 100, Moderate | 24 | 2.1% | 16.7% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 2.0% | 14.1% |
| 14 | TD Bank, National Association 63 out of 100, Moderate | 21 | 1.8% | 35.3% |
| 15 | NATIONSTAR MORTGAGE LLC | 20 | 1.7% | — |
| 16 | Fairway Independent Mortgage Corporation | 18 | 1.6% | — |
| 17 | T2 FINANCIAL LLC | 18 | 1.6% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 17 | 1.5% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.4% | 32.9% |
| 20 | Loandepot.Com, LLC | 16 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 16 | 1.4% | — |
| 22 | AmeriSave Mortgage Corporation | 15 | 1.3% | — |
| 23 | Maine Community Bank 67 out of 100, Moderate | 14 | 1.2% | 16.1% |
| 24 | PEOPLESCHOICE CREDIT UNION 58 out of 100, Moderate | 13 | 1.1% | 17.0% |
| 25 | Norway Savings Bank 81 out of 100, Strong | 13 | 1.1% | 18.8% |
| 26 | LEADERONE FINANCIAL CORPORATION | 12 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.0% | — |
| 28 | Maine State Credit Union 59 out of 100, Moderate | 10 | 0.9% | 23.9% |
| 29 | Androscoggin Savings Bank 66 out of 100, Moderate | 10 | 0.9% | 2.3% |
| 30 | Coastal Community Bank 35 out of 100, Low | 9 | 0.8% | 3.0% |
| 31 | GUARANTEED RATE, INC. | 8 | 0.7% | — |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 8 | 0.7% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.6% | 32.5% |
| 36 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.6% | 39.5% |
| 37 | SPRING EQ, LLC | 6 | 0.5% | — |
| 38 | FIGURE LENDING LLC | 6 | 0.5% | — |
| 39 | First National Bank 64 out of 100, Moderate | 6 | 0.5% | 9.9% |
| 40 | LIGHTHOUSE FEDERAL CREDIT UNION 65 out of 100, Moderate | 6 | 0.5% | 36.3% |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps