Maryland · HMDA 2025
Mortgage lenders in Queen Anne's County, MD
251 lenders reported 3,225 home-loan applications in Queen Anne's County in 2025. 1,691 closed as loans ($584.4M), 448 were denied — a 20.2% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 15% of applications, led by PENNYMAC LOAN SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,225
- Loans originated
- 1,691
- Purchase / refinance
- 836 / 506
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Queen Anne's County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 192 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 155 | 4.8% | — |
| 3 | NEWREZ LLC | 138 | 4.3% | — |
| 4 | Navy Federal Credit Union 66 out of 100, Moderate | 137 | 4.2% | 32.9% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 136 | 4.2% | — |
| 6 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 124 | 3.8% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 112 | 3.5% | 44.7% |
| 8 | FIRST HOME MORTGAGE CORPORATION | 102 | 3.2% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 100 | 3.1% | — |
| 10 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 98 | 3.0% | — |
| 11 | Shore United Bank, N.A. 61 out of 100, Moderate | 92 | 2.9% | 16.7% |
| 12 | Truist Bank 63 out of 100, Moderate | 85 | 2.6% | 40.8% |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 69 | 2.1% | 33.8% |
| 14 | NATIONSTAR MORTGAGE LLC | 67 | 2.1% | — |
| 15 | NFM, INC. | 62 | 1.9% | — |
| 16 | SPRING EQ, LLC | 61 | 1.9% | — |
| 17 | NVR Mortgage Finance, Inc. | 60 | 1.9% | — |
| 18 | TOWER Federal Credit Union 83 out of 100, Strong | 55 | 1.7% | 30.4% |
| 19 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 52 | 1.6% | 32.9% |
| 20 | First National Bank of Pennsylvania 64 out of 100, Moderate | 47 | 1.5% | 26.6% |
| 21 | The Queenstown Bank of Maryland 77 out of 100, Strong | 45 | 1.4% | 4.6% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 34 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 34 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 33 | 1.0% | 3.0% |
| 25 | Towne Bank 74 out of 100, Strong | 32 | 1.0% | 6.6% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 0.9% | 14.1% |
| 27 | PHH Mortgage Corporation | 29 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 28 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 26 | 0.8% | — |
| 30 | Mortgage Research Center, LLC | 24 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 23 | 0.7% | — |
| 32 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 0.7% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 0.7% | 39.5% |
| 34 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 22 | 0.7% | 45.9% |
| 35 | MOVEMENT MORTGAGE, LLC | 21 | 0.7% | — |
| 36 | Atlantic Union Bank 73 out of 100, Strong | 21 | 0.7% | 23.3% |
| 37 | CMG MORTGAGE, INC. | 20 | 0.6% | — |
| 38 | BAY CAPITAL MORTGAGE CORPORATION | 20 | 0.6% | — |
| 39 | Prosperity Home Mortgage, LLC | 18 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 18 | 0.6% | — |
Top 40 of 251 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps