Michigan · HMDA 2025
Mortgage lenders in Benzie County, MI
156 lenders reported 920 home-loan applications in Benzie County in 2025. 521 closed as loans ($147.4M), 146 were denied — a 21.0% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 22% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 920
- Loans originated
- 521
- Purchase / refinance
- 220 / 171
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benzie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 69 | 7.5% | — |
| 2 | Rocket Mortgage, LLC | 69 | 7.5% | — |
| 3 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 61 | 6.6% | 7.3% |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 58 | 6.3% | 31.6% |
| 5 | State Savings Bank 61 out of 100, Moderate | 40 | 4.3% | 7.8% |
| 6 | 4Front Credit Union 54 out of 100, Below average | 35 | 3.8% | 10.0% |
| 7 | CREDIT UNION ONE 76 out of 100, Strong | 34 | 3.7% | 29.5% |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 28 | 3.0% | 34.0% |
| 9 | Honor Bank 71 out of 100, Strong | 26 | 2.8% | 9.1% |
| 10 | NEWREZ LLC | 19 | 2.1% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.8% | 14.1% |
| 12 | Loandepot.Com, LLC | 17 | 1.8% | — |
| 13 | Independent Bank 63 out of 100, Moderate | 17 | 1.8% | 17.6% |
| 14 | MOVEMENT MORTGAGE, LLC | 14 | 1.5% | — |
| 15 | Broker Solutions, Inc. | 14 | 1.5% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 14 | 1.5% | — |
| 17 | GreenStone Farm Credit Services, FLCA | 13 | 1.4% | — |
| 18 | Mercantile Bank 73 out of 100, Strong | 11 | 1.2% | 15.2% |
| 19 | AmeriSave Mortgage Corporation | 10 | 1.1% | — |
| 20 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 10 | 1.1% | 20.6% |
| 21 | Mortgage Research Center, LLC | 9 | 1.0% | — |
| 22 | FIGURE LENDING LLC | 9 | 1.0% | — |
| 23 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 9 | 1.0% | 3.0% |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.9% | 32.9% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.9% | — |
| 27 | SPRING EQ, LLC | 8 | 0.9% | — |
| 28 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 0.9% | 39.5% |
| 29 | STAUNTON FINANCIAL, INC. | 8 | 0.9% | — |
| 30 | MORTGAGE CENTER L.C | 8 | 0.9% | — |
| 31 | Discover Bank | 7 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 7 | 0.8% | — |
| 33 | CALCON MUTUAL MORTGAGE LLC | 7 | 0.8% | — |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 7 | 0.8% | 37.2% |
| 35 | PHH Mortgage Corporation | 7 | 0.8% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.7% | — |
| 37 | The Dart Bank | 6 | 0.7% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 39 | NEW DAY FINANCIAL, LLC | 6 | 0.7% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.5% | 44.7% |
Top 40 of 156 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps