Michigan · HMDA 2025
Mortgage lenders in Chippewa County, MI
117 lenders reported 723 home-loan applications in Chippewa County in 2025. 359 closed as loans ($66.4M), 133 were denied — a 26.4% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 25% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 723
- Loans originated
- 359
- Purchase / refinance
- 205 / 87
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chippewa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 71 | 9.8% | — |
| 2 | 4Front Credit Union 54 out of 100, Below average | 59 | 8.2% | 10.0% |
| 3 | Nicolet National Bank 64 out of 100, Moderate | 53 | 7.3% | 4.5% |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 50 | 6.9% | 31.6% |
| 5 | Mortgage Research Center, LLC | 41 | 5.7% | — |
| 6 | 21st Mortgage Corporation | 22 | 3.0% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 3.0% | — |
| 8 | NEWREZ LLC | 20 | 2.8% | — |
| 9 | BLG HOLDINGS, INC. | 19 | 2.6% | — |
| 10 | PLANET HOME LENDING, LLC | 16 | 2.2% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 16 | 2.2% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 2.1% | 32.9% |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 15 | 2.1% | — |
| 14 | Loandepot.Com, LLC | 13 | 1.8% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 13 | 1.8% | — |
| 16 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 1.2% | — |
| 17 | USAA Federal Savings Bank 64 out of 100, Moderate | 9 | 1.2% | 37.2% |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.1% | 14.1% |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 1.1% | 33.8% |
| 20 | Zippy Loans, LLC | 8 | 1.1% | — |
| 21 | CARRINGTON MORTGAGE SERVICES, LLC | 8 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 7 | 1.0% | — |
| 23 | Discover Bank | 7 | 1.0% | — |
| 24 | AmeriSave Mortgage Corporation | 7 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 7 | 1.0% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 28 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 29 | EVERETT FINANCIAL, INC. | 6 | 0.8% | — |
| 30 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 6 | 0.8% | 7.3% |
| 31 | Click n' Close, Inc. | 5 | 0.7% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.7% | — |
| 33 | MORTGAGE CENTER L.C | 5 | 0.7% | — |
| 34 | CMG MORTGAGE, INC. | 4 | 0.6% | — |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.6% | 22.2% |
| 37 | SPRING EQ, LLC | 4 | 0.6% | — |
| 38 | Honor Credit Union 70 out of 100, Strong | 4 | 0.6% | 22.6% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.6% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 4 | 0.6% | — |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps