Michigan · HMDA 2025
Mortgage lenders in Clare County, MI
184 lenders reported 1,556 home-loan applications in Clare County in 2025. 848 closed as loans ($126.6M), 310 were denied — a 25.8% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 24% of applications, led by The Huntington National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,556
- Loans originated
- 848
- Purchase / refinance
- 440 / 216
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clare County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 144 | 9.3% | 31.6% |
| 2 | Rocket Mortgage, LLC | 133 | 8.5% | — |
| 3 | MEMBERS FIRST Credit Union | 95 | 6.1% | — |
| 4 | Isabella Bank 62 out of 100, Moderate | 86 | 5.5% | 16.4% |
| 5 | Mercantile Bank 73 out of 100, Strong | 64 | 4.1% | 15.2% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 61 | 3.9% | — |
| 7 | Mortgage Research Center, LLC | 54 | 3.5% | — |
| 8 | 21st Mortgage Corporation | 33 | 2.1% | — |
| 9 | GreenStone Farm Credit Services, FLCA | 31 | 2.0% | — |
| 10 | The Dart Bank | 28 | 1.8% | — |
| 11 | NEWREZ LLC | 27 | 1.7% | — |
| 12 | Fifth Third Bank, National Association 62 out of 100, Moderate | 25 | 1.6% | 34.0% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 23 | 1.5% | — |
| 14 | GUILD MORTGAGE COMPANY | 23 | 1.5% | — |
| 15 | AMERICAN PACIFIC MORTGAGE CORPORATION | 22 | 1.4% | — |
| 16 | UNION HOME MORTGAGE CORP. | 22 | 1.4% | — |
| 17 | AmeriSave Mortgage Corporation | 21 | 1.3% | — |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 20 | 1.3% | 33.8% |
| 19 | FIGURE LENDING LLC | 20 | 1.3% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 19 | 1.2% | — |
| 21 | STAUNTON FINANCIAL, INC. | 19 | 1.2% | — |
| 22 | PRESTON HOME LOANS INC | 18 | 1.2% | — |
| 23 | PLANET HOME LENDING, LLC | 18 | 1.2% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 17 | 1.1% | 32.9% |
| 25 | NATIONSTAR MORTGAGE LLC | 17 | 1.1% | — |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.0% | 14.1% |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 1.0% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.0% | — |
| 29 | Loandepot.Com, LLC | 14 | 0.9% | — |
| 30 | DOW CREDIT UNION 73 out of 100, Strong | 12 | 0.8% | 11.1% |
| 31 | COMMUNITY FINANCIAL CREDIT UNION | 11 | 0.7% | — |
| 32 | MICHIGAN SCHOOLS AND GOVERNMENT | 11 | 0.7% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 10 | 0.6% | 32.5% |
| 34 | Broker Solutions, Inc. | 10 | 0.6% | — |
| 35 | Independent Bank 63 out of 100, Moderate | 10 | 0.6% | 17.6% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.6% | — |
| 37 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 10 | 0.6% | 7.3% |
| 38 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 9 | 0.6% | 20.6% |
| 39 | MORTGAGE 1 INCORPORATED | 9 | 0.6% | — |
| 40 | Horizon Bank 72 out of 100, Strong | 9 | 0.6% | 22.7% |
Top 40 of 184 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps