Michigan · HMDA 2025
Mortgage lenders in Iron County, MI
90 lenders reported 509 home-loan applications in Iron County in 2025. 299 closed as loans ($36.1M), 73 were denied — a 18.8% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 60% of applications, led by COVANTAGE CREDIT UNION. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 509
- Loans originated
- 299
- Purchase / refinance
- 122 / 122
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Iron County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COVANTAGE CREDIT UNION 59 out of 100, Moderate | 233 | 45.8% | 10.2% |
| 2 | Flagstar Bank, N.A. 31 out of 100, Low | 42 | 8.3% | 35.1% |
| 3 | Rocket Mortgage, LLC | 31 | 6.1% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 2.6% | — |
| 5 | Mortgage Research Center, LLC | 11 | 2.2% | — |
| 6 | NEW DAY FINANCIAL, LLC | 11 | 2.2% | — |
| 7 | Broker Solutions, Inc. | 8 | 1.6% | — |
| 8 | IncredibleBank 57 out of 100, Moderate | 8 | 1.6% | 11.9% |
| 9 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.6% | — |
| 10 | Nicolet National Bank 64 out of 100, Moderate | 7 | 1.4% | 4.5% |
| 11 | Loandepot.Com, LLC | 6 | 1.2% | — |
| 12 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.2% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.0% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.0% | — |
| 15 | FIRST COLONY MORTGAGE CORPORATION | 4 | 0.8% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 4 | 0.8% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 4 | 0.8% | — |
| 18 | GreenStone Farm Credit Services, FLCA | 4 | 0.8% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.6% | 31.6% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.6% | 32.9% |
| 21 | NEWREZ LLC | 3 | 0.6% | — |
| 22 | Fairway Independent Mortgage Corporation | 3 | 0.6% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.6% | 44.7% |
| 24 | PLANET HOME LENDING, LLC | 3 | 0.6% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.4% | 14.1% |
| 26 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.4% | 32.5% |
| 27 | AmeriSave Mortgage Corporation | 2 | 0.4% | — |
| 28 | Tomo Mortgage, LLC | 2 | 0.4% | — |
| 29 | BMO Bank National Association 83 out of 100, Strong | 2 | 0.4% | 40.5% |
| 30 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.4% | 19.1% |
| 31 | ZILLOW HOME LOANS, LLC | 2 | 0.4% | — |
| 32 | Byron Bank 69 out of 100, Moderate | 2 | 0.4% | 9.1% |
| 33 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 0.4% | — |
| 34 | USAA Federal Savings Bank 64 out of 100, Moderate | 2 | 0.4% | 37.2% |
| 35 | PHH Mortgage Corporation | 2 | 0.4% | — |
| 36 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 0.4% | 34.0% |
| 37 | Associated Bank, National Association | 2 | 0.4% | — |
| 38 | DATA MORTGAGE, INC. | 2 | 0.4% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 2 | 0.4% | 3.0% |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.2% | 22.2% |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps