Michigan · HMDA 2025
Mortgage lenders in Jackson County, MI
277 lenders reported 6,476 home-loan applications in Jackson County in 2025. 3,600 closed as loans ($1.2B), 1,098 were denied — a 22.2% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,476
- Loans originated
- 3,600
- Purchase / refinance
- 1,782 / 992
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 496 | 7.7% | — |
| 2 | TRUE COMMUNITY Credit Union 63 out of 100, Moderate | 394 | 6.1% | 20.1% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 310 | 4.8% | — |
| 4 | The Huntington National Bank 59 out of 100, Moderate | 303 | 4.7% | 31.6% |
| 5 | Flagstar Bank, N.A. 31 out of 100, Low | 232 | 3.6% | 35.1% |
| 6 | The Dart Bank | 224 | 3.5% | — |
| 7 | RUOFF MORTGAGE COMPANY, INC. | 184 | 2.8% | — |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 179 | 2.8% | 34.0% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 172 | 2.7% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 152 | 2.3% | — |
| 11 | County National Bank 41 out of 100, Below average | 135 | 2.1% | 11.9% |
| 12 | Mortgage Research Center, LLC | 125 | 1.9% | — |
| 13 | NEWREZ LLC | 122 | 1.9% | — |
| 14 | COMMUNITY CHOICE | 115 | 1.8% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 111 | 1.7% | — |
| 16 | Zippy Loans, LLC | 96 | 1.5% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 96 | 1.5% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 94 | 1.5% | 14.1% |
| 19 | NATIONSTAR MORTGAGE LLC | 90 | 1.4% | — |
| 20 | Southern Michigan Bank & Trust 56 out of 100, Moderate | 89 | 1.4% | 13.3% |
| 21 | Comerica Bank | 89 | 1.4% | — |
| 22 | STAUNTON FINANCIAL, INC. | 76 | 1.2% | — |
| 23 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 71 | 1.1% | 20.6% |
| 24 | AmeriSave Mortgage Corporation | 69 | 1.1% | — |
| 25 | Broker Solutions, Inc. | 67 | 1.0% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 67 | 1.0% | 33.8% |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 65 | 1.0% | — |
| 28 | MORTGAGE 1 INCORPORATED | 63 | 1.0% | — |
| 29 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 58 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 55 | 0.8% | — |
| 31 | PLANET HOME LENDING, LLC | 52 | 0.8% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 50 | 0.8% | 3.0% |
| 33 | 21st Mortgage Corporation | 48 | 0.7% | — |
| 34 | FIGURE LENDING LLC | 48 | 0.7% | — |
| 35 | GreenStone Farm Credit Services, FLCA | 47 | 0.7% | — |
| 36 | SPRING EQ, LLC | 45 | 0.7% | — |
| 37 | UNION HOME MORTGAGE CORP. | 45 | 0.7% | — |
| 38 | Old National Bank 59 out of 100, Moderate | 44 | 0.7% | 22.1% |
| 39 | TOWNE MORTGAGE COMPANY | 44 | 0.7% | — |
| 40 | Independent Bank 63 out of 100, Moderate | 40 | 0.6% | 17.6% |
Top 40 of 277 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps