Michigan · HMDA 2025
Mortgage lenders in Presque Isle County, MI
89 lenders reported 336 home-loan applications in Presque Isle County in 2025. 185 closed as loans ($33.8M), 52 were denied — a 20.5% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 29% of applications, led by Rocket Mortgage, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 336
- Loans originated
- 185
- Purchase / refinance
- 81 / 76
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Presque Isle County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 50 | 14.9% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 25 | 7.4% | 31.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 6.5% | — |
| 4 | Mortgage Research Center, LLC | 15 | 4.5% | — |
| 5 | NEWREZ LLC | 10 | 3.0% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.7% | 14.1% |
| 7 | Nicolet National Bank 64 out of 100, Moderate | 7 | 2.1% | 4.5% |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 2.1% | 34.0% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 1.8% | 32.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 6 | 1.8% | — |
| 11 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 6 | 1.8% | 7.3% |
| 12 | GreenStone Farm Credit Services, FLCA | 6 | 1.8% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 6 | 1.8% | 3.0% |
| 14 | Loandepot.Com, LLC | 5 | 1.5% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 1.5% | 33.8% |
| 16 | Neighborhood Mortgage Solutions | 5 | 1.5% | — |
| 17 | COMMUNITY FINANCIAL CREDIT UNION | 5 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 5 | 1.5% | — |
| 19 | PLAZA HOME MORTGAGE, INC. | 5 | 1.5% | — |
| 20 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 1.5% | — |
| 21 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 22 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | 1.2% | — |
| 23 | Loansteady LLC | 4 | 1.2% | — |
| 24 | CREDIT UNION ONE 76 out of 100, Strong | 4 | 1.2% | 29.5% |
| 25 | STAUNTON FINANCIAL, INC. | 4 | 1.2% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.2% | — |
| 27 | UNION HOME MORTGAGE CORP. | 4 | 1.2% | — |
| 28 | MORTGAGE CENTER L.C | 4 | 1.2% | — |
| 29 | Mercantile Bank 73 out of 100, Strong | 4 | 1.2% | 15.2% |
| 30 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.9% | 44.7% |
| 32 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 33 | Genisys Credit Union 81 out of 100, Strong | 3 | 0.9% | 18.7% |
| 34 | ROYAL UNITED MORTGAGE LLC | 3 | 0.9% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.9% | — |
| 36 | MICHIGAN SCHOOLS AND GOVERNMENT | 3 | 0.9% | — |
| 37 | Horizon Bank 72 out of 100, Strong | 3 | 0.9% | 22.7% |
| 38 | Flagstar Bank, N.A. 31 out of 100, Low | 3 | 0.9% | 35.1% |
| 39 | 21st Mortgage Corporation | 2 | 0.6% | — |
| 40 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
Top 40 of 89 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps