Michigan · HMDA 2025
Mortgage lenders in Wexford County, MI
153 lenders reported 1,527 home-loan applications in Wexford County in 2025. 796 closed as loans ($148.3M), 279 were denied — a 24.2% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 25% of applications, led by The Huntington National Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,527
- Loans originated
- 796
- Purchase / refinance
- 364 / 270
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wexford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 160 | 10.5% | 31.6% |
| 2 | Rocket Mortgage, LLC | 113 | 7.4% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 108 | 7.1% | — |
| 4 | Horizon Bank 72 out of 100, Strong | 108 | 7.1% | 22.7% |
| 5 | Fifth Third Bank, National Association 62 out of 100, Moderate | 89 | 5.8% | 34.0% |
| 6 | 4Front Credit Union 54 out of 100, Below average | 50 | 3.3% | 10.0% |
| 7 | Mercantile Bank 73 out of 100, Strong | 48 | 3.1% | 15.2% |
| 8 | NEWREZ LLC | 46 | 3.0% | — |
| 9 | GUILD MORTGAGE COMPANY | 36 | 2.4% | — |
| 10 | Mortgage Research Center, LLC | 35 | 2.3% | — |
| 11 | MORTGAGE 1 INCORPORATED | 33 | 2.2% | — |
| 12 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 31 | 2.0% | 7.3% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 27 | 1.8% | — |
| 14 | J. VIRGIL, INC. | 24 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 20 | 1.3% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 1.2% | — |
| 17 | UNION HOME MORTGAGE CORP. | 17 | 1.1% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 1.0% | — |
| 19 | Northpointe Bank 58 out of 100, Moderate | 15 | 1.0% | 10.4% |
| 20 | GreenStone Farm Credit Services, FLCA | 15 | 1.0% | — |
| 21 | Independent Bank 63 out of 100, Moderate | 14 | 0.9% | 17.6% |
| 22 | FIGURE LENDING LLC | 14 | 0.9% | — |
| 23 | CREDIT UNION ONE 76 out of 100, Strong | 14 | 0.9% | 29.5% |
| 24 | NATIONSTAR MORTGAGE LLC | 14 | 0.9% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.9% | 14.1% |
| 26 | MICHIGAN STATE UNIVERSITY Federal Credit Union 51 out of 100, Below average | 13 | 0.9% | 20.6% |
| 27 | NEW DAY FINANCIAL, LLC | 13 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 12 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 12 | 0.8% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.7% | 32.9% |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.7% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.7% | — |
| 33 | Flagstar Bank, N.A. 31 out of 100, Low | 11 | 0.7% | 35.1% |
| 34 | 21st Mortgage Corporation | 10 | 0.7% | — |
| 35 | Honor Bank 71 out of 100, Strong | 10 | 0.7% | 9.1% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.7% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 10 | 0.7% | 3.0% |
| 38 | Loandepot.Com, LLC | 9 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 9 | 0.6% | — |
| 40 | West Michigan Credit Union | 9 | 0.6% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps