Minnesota · HMDA 2025
Mortgage lenders in Chippewa County, MN
83 lenders reported 278 home-loan applications in Chippewa County in 2025. 150 closed as loans ($24.5M), 40 were denied — a 19.9% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 21% of applications, led by Minnwest Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 278
- Loans originated
- 150
- Purchase / refinance
- 98 / 32
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chippewa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Minnwest Bank 68 out of 100, Moderate | 21 | 7.6% | 11.9% |
| 2 | Rocket Mortgage, LLC | 20 | 7.2% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 6.5% | 39.5% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 17 | 6.1% | — |
| 5 | Citizens Alliance Bank 47 out of 100, Below average | 16 | 5.8% | 8.6% |
| 6 | Servion, Inc. | 13 | 4.7% | — |
| 7 | Old National Bank 59 out of 100, Moderate | 11 | 4.0% | 22.1% |
| 8 | Mortgage Research Center, LLC | 9 | 3.2% | — |
| 9 | EVERETT FINANCIAL, INC. | 8 | 2.9% | — |
| 10 | Broker Solutions, Inc. | 7 | 2.5% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 2.2% | 22.2% |
| 12 | PLANET HOME LENDING, LLC | 6 | 2.2% | — |
| 13 | Heritage Bank National Association 34 out of 100, Low | 6 | 2.2% | 11.9% |
| 14 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 6 | 2.2% | — |
| 15 | The Huntington National Bank 59 out of 100, Moderate | 4 | 1.4% | 31.6% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.4% | — |
| 17 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 4 | 1.4% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.1% | 14.1% |
| 20 | Loandepot.Com, LLC | 3 | 1.1% | — |
| 21 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 1.1% | — |
| 23 | Granite Bank 53 out of 100, Below average | 3 | 1.1% | 6.2% |
| 24 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 1.1% | 11.2% |
| 25 | Plains Commerce Bank 59 out of 100, Moderate | 3 | 1.1% | 10.0% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 3 | 1.1% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.7% | 32.9% |
| 28 | NEWREZ LLC | 2 | 0.7% | — |
| 29 | Fairway Independent Mortgage Corporation | 2 | 0.7% | — |
| 30 | GUARANTEED RATE, INC. | 2 | 0.7% | — |
| 31 | AmeriSave Mortgage Corporation | 2 | 0.7% | — |
| 32 | A&D Mortgage LLC | 2 | 0.7% | — |
| 33 | HomeTown Bank 64 out of 100, Moderate | 2 | 0.7% | 4.2% |
| 34 | FIGURE LENDING LLC | 2 | 0.7% | — |
| 35 | Prosperity Home Mortgage, LLC | 2 | 0.7% | — |
| 36 | COMPEER FINANCIAL, FLCA | 2 | 0.7% | — |
| 37 | PLAZA HOME MORTGAGE, INC. | 2 | 0.7% | — |
| 38 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 2 | 0.7% | 22.2% |
| 39 | Royal Credit Union 73 out of 100, Strong | 2 | 0.7% | 11.3% |
| 40 | NEW DAY FINANCIAL, LLC | 2 | 0.7% | — |
Top 40 of 83 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps